USDA Vs. FHA your options comparison in Saratoga-Springs, Utah County, UT
In 2025, the USDA loan limit for Saratoga-Springs in the county of Utah, UT, is $351,400. In contrast, the FHA limit for a single-family home is $439,300. These specifications help potential buyers understand their financing options.
Use the Lendersa® USDA loan calculator to compare and contrast today's best USDA and FHA rates. This tool helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Saratoga-Springs, Utah, UT
Loan Type
Loan Limit
Down payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Saratoga-Springs, UT
The objective of Lendersa® is to secure the best possible USDA or FHA loans quickly and hassle-free. Choose one of three starting paths to find lenders matching your USDA loan program needs.
The USDA home loan, known also as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is only available in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment, making it an especially appealing option for those eligible.
We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
Lower Columbia Longshoremen's Federal Credit Union
629 14th Avenue, Longview, WA, 98632
Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
842 Washington Way, Suite 110, Longview, WA, 98632
Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
