USDA Vs. FHA Pro and Con comparison in Saratoga-Springs, Utah County, UT
In 2025, the USDA loan limit for Saratoga-Springs in the county of Utah, UT, is $351,400. In contrast, the FHA limit for a single-family home is $439,300. These specifications help potential buyers understand their financing options.
Use the Lendersa® USDA loan calculator to compare and contrast today's best USDA and FHA rates. This tool helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Saratoga-Springs, Utah, UT
Loan Type
Loan Limit
Down payment
USDA
$351,400
0%
FHA
$439,300
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Saratoga-Springs, UT
The objective of Lendersa® is to secure the best possible USDA or FHA loans quickly and hassle-free. Choose one of three starting paths to find lenders matching your USDA loan program needs.
The USDA home loan, known also as the USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is only available in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment, making it an especially appealing option for those eligible.
Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
3055 Wilshire Blvd, Suite 530, Los Angeles, CA, 90010
Incorporated since 1994, we provide title loans to California residents. Customer service is a top priority and we know people are in a hurry to get funds, so we give approvals and funding in as little as an hour. We have competitive rates! We provide car title loans to people who are in need of emergency money.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3435 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90010
As a community bank offering a wide range of deposit and lending products and services to mid-sized businesses in the multi-ethnic communities of Southern California and beyond, CBB prides itself on providing unparalleled value to our customers, shareholders, community, and employees.
3700 Wilshire Blvd, Suite 104, Los Angeles, CA, 90010
Hanin Federal Credit Union is to assist Korean Americans, who live or work in the county of Los Angeles, to regain their financial strength (seriously impaired by the Los Angeles Riot of 1992 and the Northridge Earthquake) in two ways: first, by cultivating a habit of systematic savings among its members; second
3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
