USDA VS FHA in Riverdale, Weber County, UT

For 2025, the USDA loan ceiling in Riverdale, within Weber County, UT, is set at $517,000. Meanwhile, the FHA cap for a single-family property is $744,050.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable scheme for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Riverdale, Weber, UT

Loan Type Loan Limit Required Down Payment
USDA $517,000 0%
FHA $744,050 3.5%
Conventional Conforming $744,050 3%

Exploring USDA and FHA Loan Options in Riverdale, UT

Lendersa® is devoted to sourcing the very best USDA or FHA loan for you rapidly and with ease. Start with one of three approaches that pair you with appropriate lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

The USDA home loan, endorsed by the U.S. Department of Agriculture and often known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans need no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Century Bank Georgia
  • 1731 N. Elm St, Commerce, GA, 30529
  • At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
  • The Wright Credit Union
  • 286 N. Broad Street, Toccoa, GA, 30577
  • The Credit Union was chartered on November 8, 1963 as Wright Manufacturing Employees Credit Union by the State of Georgia Department of Banking and Finance. The sewing plant owner, Ernest Wright, had been loaning his employees money from his own personal money. A need and common bond was established causing the employees to come together
  • Omega Psi Phi Fraternity Federal Credit Union
  • 568 Liberty Hill Rd, Toccoa, GA, 30577
  • The Omega Psi Phi Fraternity Federal Credit Union continues to provide financial avenues for the fraternity’s members, families and employees. With an excellent team of dedicated members of the Board, and Committees, we have a competitive, financially secure credit union. We encourage you to join, save, borrow,
  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
  • Greater Eastern Credit Union
  • 2110 West Mountcastle Drive, Johnson City, TN, 37604
  • Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.
  • Beacon Financial
  • 1102 W. Market St, Suite 20, Johnson City, TN, 37604
  • Beacon Financial is a mortgage broker with operations in one state. Beacon Financial offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA & VA mortgages. Beacon Financial is a FREEandCLEAR Certified Gold Low Rate Lender. Our mission is to provide financial products & services that add superior value to membe
  • Willow Island Credit Union
  • 7910 S Pleasants Highway, Saint Marys, WV, 26170
  • Willow Island Federal Credit Union was chartered on March 4, 1953. The chartering members were Raymond E Leach, Earl D Ellis, R C Lantz, Alfred T Hall, John H Cramer, D Ernest Wilcox, & R K Britton. The credit union was organized due to the need for employees to be able to obtain loans at a reasonable rate.
  • Five Star Credit Union
  • 411 N. Foster, Dothan, AL, 36303
  • Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.
  • Mahoning Valley Federal Credit Union
  • 15 Colonial Drive, Suite 14, Youngstown, OH, 44505
  • Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances