USDA Vs. FHA Pro and Con comparison in South-Ogden, Weber County, UT

In 2025, USDA loan limit in South-Ogden, county of Weber, UT is $517,000 while FHA limit is $646,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Ogden, county of Weber, UT

Loan Type Loan Limit Down payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

USDA and FHA loan options in South-Ogden, UT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Utah?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hopkins Financial
  • 910 E. Carol St., Meridian, ID, 83646
  • HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
  • Northwest Christian Credit Union
  • 716 East Colorado Avenue, Nampa, ID, 83686
  • For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
  • Source Mortgage Inc
  • 531 South Fitness Plaza, Eagle, ID, 83616
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Swanson Financial LLC
  • 302 East Stonewater Court, Eagle, ID, 83616
  • Swanson Financial, LLC is a consumer-first mortgage brokerage that is locally owned and operated in Eagle, ID. We aim to serve the residents across the state of Idaho with great rates, full transparency, and exceptional speed & service. With over 20 years of mortgage industry experience.
  • Hunter Creek Mortgage, Inc
  • 1243 E Iron Eagle Dr, Suite 130, Eagle, ID, 83616
  • "Hunter Creek Mortgage, Inc. was established with a simple vision: to create extraordinary mortgage solutions for Idaho homeowners. That vision continues to be a driving force for us today. We believe that every client is an individual and that there is no “one size fits all” solution.
  • Fulcrum Home Loans
  • 971 E Winding Creek Drive, Eagle, ID, 83616
  • At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.
  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.