In 2025, the USDA loan limit allocated to South-Ogden, nestled within Weber County, UT, is $517,000. Meanwhile, the FHA loan limit for purchasing a single-family home is $646,300. These figures are essential for potential homebuyers, helping clarify the financing options and limits available as they explore homeownership possibilities in these locations.
To navigate today’s lending environment, you can utilize the Lendersa® USDA loan calculator to effectively compare the prevailing USDA versus FHA rates. This tool assists in understanding the income, credit qualifications, reserves, and paperwork necessary to qualify. With our advanced mortgage calculator, you gain access to compare USDA, FHA, Conforming, and VA loans, displayed side by side, enabling you to make informed decisions about the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $517,000 | 0% |
| FHA | $646,300 | 3.5% |
| Conventional Conforming | $646,300 | 3% |
At Lendersa®, our core aim is to facilitate your access to the most beneficial USDA or FHA loans seamlessly and without undue delay. Embark on your journey by choosing from one of three strategic avenues designed to connect you with suitable lenders and USDA loan programs tailored specifically to meet your needs, thereby simplifying the borrowing process.
The USDA home loan, sometimes called the USDA rural development loan or USDA mortgage, is a financing option backed by the U.S. Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage is distinctive in that it requires no down payment at all. This feature makes the USDA loan an attractive choice for those eligible, offering an easier path to homeownership in rural communities.
Enter your location to find out if it qualifies for USDA rural housing loan?
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