USDA Loan Vs. FHA loan for South-Ogden, UT [Weber County ]

In 2025, the USDA loan limit allocated to South-Ogden, nestled within Weber County, UT, is $517,000. Meanwhile, the FHA loan limit for purchasing a single-family home is $646,300. These figures are essential for potential homebuyers, helping clarify the financing options and limits available as they explore homeownership possibilities in these locations.

To navigate today’s lending environment, you can utilize the Lendersa® USDA loan calculator to effectively compare the prevailing USDA versus FHA rates. This tool assists in understanding the income, credit qualifications, reserves, and paperwork necessary to qualify. With our advanced mortgage calculator, you gain access to compare USDA, FHA, Conforming, and VA loans, displayed side by side, enabling you to make informed decisions about the most suitable program in based on your unique financial needs.

Exploring USDA and FHA Loan Options in South-Ogden, UT

At Lendersa®, our core aim is to facilitate your access to the most beneficial USDA or FHA loans seamlessly and without undue delay. Embark on your journey by choosing from one of three strategic avenues designed to connect you with suitable lenders and USDA loan programs tailored specifically to meet your needs, thereby simplifying the borrowing process.

Illustrative view of Lendersa USDA loan request and matching process

Understanding the USDA Loan in UT

The USDA home loan, sometimes called the USDA rural development loan or USDA mortgage, is a financing option backed by the U.S. Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage is distinctive in that it requires no down payment at all. This feature makes the USDA loan an attractive choice for those eligible, offering an easier path to homeownership in rural communities.

Get top 10
USDA LENDERS
customized to yout needes

(404) 454-2070 Lender's profile and map Reviews White Oak Financial Corp 5640 Lake Forrest Drive, Atlanta, GA, 30342 White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
800 687 0797 Lender's profile and map Reviews Commercial Loan Direct 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342 Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
(404) 940-1585 Lender's profile and map Reviews Dear Lender LLC 106 Colony Park Drive, Cumming, GA, 30040 DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.
(404) 667-8424 Lender's profile and map Reviews Southern Capital Mortgage Group LLC 5971 Parkway North, Suite D, Cumming, GA, 30040 Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(470) 253-8288 Lender's profile and map Reviews Harbor Mortgage Services Inc 2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(770) 318-3062 Lender's profile and map Reviews Community Lenders Group 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040 With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
(678) 523-1021 Lender's profile and map Reviews SOUTHERN EQUITY MORTGAGE SERVICES, LLC 6820 Black Fox Lane, Cumming, GA, 30040 Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
(404) 234-5539 Lender's profile and map Reviews CUSTOM MORTGAGE SERVICES, INC. 5930 Odell St, Suite 230, Cumming, GA, 30040 We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.