USDA and FHA Pro and Con in West-Haven, Weber County, UT

For 2025, the USDA loan cap in West-Haven, Weber county, UT, is $517,000. In contrast, the FHA limit for a single-family residence stands at $646,300.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA interest rates. Determine the required income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA choices side by side, assisting in selecting the ideal program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in West-Haven, Weber County, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

USDA and FHA Loan Options in West-Haven, UT

Lendersa® aims to quickly secure the best possible USDA or FHA loan with ease. Choose from three paths that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in UT

A USDA home loan, guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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