USDA VS FHA in Washington-Terrace, Weber County, UT

In the year 2025, the USDA loan limit set for Washington-Terrace in Weber County, UT, is $517,000. At the same time, the FHA limit for a single-family property is $646,300.

Utilize the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates, and ascertain the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Washington-Terrace, Weber, UT

Loan Type Maximum Loan Limit Down Payment Requirement
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

Exploring USDA and FHA Loan Options in Washington-Terrace, UT

Lendersa® is committed to quickly securing the most advantageous USDA or FHA loan for you, free of complications. Choose from one of three initial strategies to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in UT

A USDA home loan is backed by the U.S. Department of Agriculture and is frequently referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural locales. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Stonebridge Home Loans we care greatly about the satisfaction of our clients. You can be confident that when you receive a quote from Stonebridge Home Loans there will not be any hidden fees, empty promises and you will work with experienced professionals. Unlike most large banks
  • www.Propertysource.app
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  • Out PropTech Company is revolutionizing real estate with a white-label off-market platform. We've partnered with 300+ executives to offer exclusive inventory to top lenders, and pre-approved Loan referrals giving them a competitive advantage in the industry. Our team delivers seamless and efficient experiences, utilizing technology and industry exp
  • Integrity Lending
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  • We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Coastal Community Finance
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  • Coastal Community Finance is an independent mortgage brokerage team serving residential and commercial clients in the state of Florida. With over 20 years experience in the industry, CCF specializes in 1st time home buyers, investment properties, construction, and commercial loans.
  • BLUE SKYE LENDING LLC
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  • Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.
  • Fairway Funding Group
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  • Elizabeth Building & Loan Association
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  • Peoples Transport Federal Credit Union
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