In the year 2025, the USDA loan cap for South-Weber, in the county of Davis, UT, is set at $517,000, whereas the FHA cap is $646,300 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to confront up-to-date USDA against FHA rates and decipher the necessary income, credit readiness, reserves, and required documents for eligibility. Our cutting-edge mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans concurrently, guiding you to discern the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $517,000 | 0% |
| FHA | $646,300 | 3.5% |
| Conventional Conforming | $646,300 | 3% |
Lendersa® aims to efficiently secure you the optimal USDA or FHA loan with utmost ease. Begin from one of three options that align you with lenders and suitable USDA loan schemes.
A USDA loan, backed by the U.S. Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is exclusive to rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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