USDA VS FHA in South-Weber, Davis County, UT

In the year 2025, the USDA loan cap for South-Weber, in the county of Davis, UT, is set at $517,000, whereas the FHA cap is $646,300 for a single-family residence.

Leverage the Lendersa® USDA loan calculator to confront up-to-date USDA against FHA rates and decipher the necessary income, credit readiness, reserves, and required documents for eligibility. Our cutting-edge mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans concurrently, guiding you to discern the most suitable program in tailored to your financial requirements.

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2025 Loan Boundaries and Down Payment Needs in South-Weber, Davis, UT

Loan Type Loan Limit Down Payment
USDA $517,000 0%
FHA $646,300 3.5%
Conventional Conforming $646,300 3%

Exploring USDA and FHA Loan Alternatives in South-Weber, UT

Lendersa® aims to efficiently secure you the optimal USDA or FHA loan with utmost ease. Begin from one of three options that align you with lenders and suitable USDA loan schemes.

Lendersa USDA loan application and matching outcomes

Clarifying USDA Loans in UT

A USDA loan, backed by the U.S. Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is exclusive to rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Universal Mortgage Consulting
  • 6650 Rivers Ave, Suite 120, Charleston, SC, 29406
  • Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.
  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Washington Mortgage, LLC
  • 2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
  • First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
  • Cornerstone First Financial
  • 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
  • Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
  • Evergreen Private Finance
  • 1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
  • Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
  • Georgetown University Alumni & Student Federal Credit Union
  • 3700 O Street NW, Suite 1328, Washington, DC, 20057
  • The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
  • Colonial 1st Mortgage INC
  • 11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
  • Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
  • Visions Federal Credit Union
  • 24 McKinley Avenue, Endicott, NY, 13760
  • At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.