In 2025, the USDA loan limit for Madison-Heights, located in Amherst county, VA, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Employ the Lendersa® USDA loan calculator to compare today's USDA against FHA rates. Learn about the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the right program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Begin by choosing one of three starting points that result in matched lenders and USDA loan program exploration.
A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that demand a 3.5% minimum down payment, USDA loans require no down payment, making them accessible for rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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