USDA Loan Vs. FHA loan pro & con for Sterling, Loudoun County, VA

In 2025, USDA loan limit in Sterling, county of Loudoun, VA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sterling, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 635-6397 972 miles Lender's profile and map Reviews Bank of St. Francisville 5700 Commerce Street, Saint Francisville, LA, 70775 Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today. From the moment our doors first opened, we’ve been committed to serving each
(712) 364-3393 972 miles Lender's profile and map Reviews United Bank of Iowa 501 2nd St, Ida Grove, IA, 51445 United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages. United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
(712) 487-3000 972 miles Lender's profile and map Reviews Treynor State Bank 15 East Main Street, Treynor, IA, 51575 TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
(225) 293-3450 973 miles Lender's profile and map Reviews ALEC Federal Credit Union 10725 Airline Highway, Baton Rouge, LA, 70816 ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates. ALEC Federal Credit Union is financially sound and federally insured.
(225) 274-8383 973 miles Lender's profile and map Reviews BR Fire Department Federal Credit Union 11123 Boardwalk Drive, Baton Rouge, LA, 70816 The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
(225) 273-1529 973 miles Lender's profile and map Reviews BRECO Federal Credit Union. 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816 At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
(225) 292-8910 973 miles Lender's profile and map Reviews Louisiana USA Federal Credit Union 10289 Airline Highway, Baton Rouge, LA, 70816 With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
(225) 953-8300 973 miles Lender's profile and map Reviews In-House Lending LLC 2531 Toulon Drive, Baton Rouge, LA, 70816 "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community. We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
(225) 349-8448 973 miles Lender's profile and map Reviews Turn Key Mortgage of Louisiana, LLC 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816 TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
(225) 214-6800 973 miles Lender's profile and map Reviews EFCU Financial Federal Credit Union 10719 Airline Highway, Baton Rouge, LA, 70816 EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
(225) 341-3551 973 miles Lender's profile and map Reviews Ambassador Mortgage, LLC 4021 W E Heck Ct, Baton Rouge, LA, 70816 Ambassador Mortgage offers purchase, refinance, and home equity loans in several states. Louisiana, Alabama, Georgia, Tennessee, and Texas. Our goal is to provide you the best rates, lowest fees, combined with our award winning service. We offer conventional, FHA, VA, Jumbo and USDA mortgage loans.