USDA Loan Vs. FHA loan for Sterling, VA 2025

In 2025, USDA loan limit in Sterling, county of Loudoun, VA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Sterling, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(505) 982-3802 Lender's profile and map Reviews Northern New Mexico School Employees Federal Credit Union 614 Alta Vista St, Santa Fe, NM, 87505 Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
(505) 310-6435 Lender's profile and map Reviews Loan Fox Inc. 1228 Osage Ave, Santa Fe, NM, 87505 At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,
(406) 346-2111 Lender's profile and map Reviews First State Bank of Forsyth 880 Main Street, Forsyth, MT, 59327 We are your full-service financial store. We offer a complete line of products and services with some of the best rates and most reasonable fees around. First State Bank of Forsyth Internet Banking gives you access to your accounts 24 hours a day, seven days a week. You can bank from home, the office or just about anywhere.
(787) 749-0500 Lender's profile and map Reviews Puerto Rico Federal Credit Union 55 Resolucion Street, Caparra, PR, 00920 Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960. Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.
(787) 782-8255 Lender's profile and map Reviews RF MORTGAGE & INVESTMENT CORP 1148 Fd Roosevelt Ave, San Juan, PR, 00920 At RF Mortgage we are committed to offering our clients a personalized service. Our goal is to guide & offer our customers the best alternati goes on the market. This service has been the foundation of our success, causing our satisfied clients to be the best advertisement, constantly referring us to friends & family to help their mortgage needs.
(787) 641-5500 Lender's profile and map Reviews Preferred Mortgage PR Avenue Roosevelt, Suite 307, San Juan, PR, 00918 Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
(406) 526-3223 Lender's profile and map Reviews Fort Peck Community FCU PO Box 214, Fort Peck, MT, 59223 Fort Peck Community Federal Credit Union is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members. We take pride in helping our members get the best value for their money Fort Peck Community Federal Credit Union was started in 1952 by nine Fort Peck residents.
(787) 522-7777 Lender's profile and map Reviews Trust Mortgage 490 Ave. José de Diego, San Juan, PR, 00923 Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
(787) 769-1496 Lender's profile and map Reviews Home Mortgage Bankers Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983 Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico. Our purpose has always been to provide an excellent service with an immediate response.
(307) 324-2265 Lender's profile and map Reviews Bank of Commerce 221 3rd Street, Rawlins, WY, 82301 Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
(787) 773-7600 Lender's profile and map Reviews VAPR Federal Credit Union 2400 Carr.177, San Juan, PR, 00926 VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.