USDA Vs. FHA your options comparison in Sterling, Loudoun County, VA
For 2025, the USDA loan limit in Sterling, within the bounds of Loudoun, VA is $776,600, whereas the FHA limit for a single-family home is pegged at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today and identify the necessary income, creditworthiness, reserves, and documents needed to qualify. Our sophisticated mortgage calculator provides you with the ability to juxtapose USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of the best program in for your precise financial requirements.
2025 Loan Limits and Down Payment Requirements in Sterling, Loudoun, VA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Alternatives in Sterling, VA
The mission of Lendersa® is to efficiently guide you to secure the most favorable USDA or FHA loan available, without any unnecessary hurdles. Begin by selecting one of three different avenues that lead you to compatible lenders and USDA loan programs.
A USDA home loan is a government-backed loan facilitated through the Department of Agriculture, also referred to as a USDA rural development loan. It is specifically designed for rural areas, and unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.
OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
23861 El Toro Road Suite 700, Lake Forest, CA, 92630
We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance.
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25531 Commercentre, Suite 250, Lake Forest, CA, 92630
We are meMortgage; your new, woman ran, wholesale mortgage partner. We look forward to serving all your needs for many years to come.
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To foster a simplified, intuitive lending experience so that, together, we can deliver customer-centric solutions to help clients realize their dreams
Equity123 Lending uses a combination of technology and personalized service to make the experience of getting a loan simple and hassle free. We find the right loan product that will fit your personal and financial goals.
Our mission is to serve our customers with honesty, integrity and competence.
Our mission is to serve those in the neighborhoods where we work and live who are looking for alternatives to traditional financial services. We understand our customer’s needs and strive to give our clients convenient, confidential and quick access to the funds they need. Payday Money Centers has been serving Southern California since 1997.
25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
Acra Lending, was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs. Helping mortgage professionals achieve their clients’ purchase and investment goals.
23861 El Toro Rd, Suite 401, Lake Forest, CA, 92630
Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) is a full-service, direct lender financing projects that create jobs & services to help people work, live, dream, grow, & thrive in healthy communities. The company was established in 1996 to serve low-income and disadvantaged communities in Southern California
25422 Trabuco Road, Suite 105-627, Lake Forest, CA, 92630
Welcome to Cinq Mortgage. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Orange County, Riverside County, San Diego County, and Los Angeles County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership
23615 El Toro Road, Suite X343, Lake Forest, CA, 92630
Pacific Charter Financial Services provides premier personal & corporate financial services for individuals & emerging growth/mid-market companies that can be sustainable in turbulent markets. Building value through companies whose products or services relate to advanced technologies and renewable energy as we transform the way we produce and work.
