USDA and FHA Pro and Con in Countryside, Loudoun County, VA

In 2026, the USDA loan limit for Countryside in Loudoun county, VA is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.

To compare the top USDA and FHA rates available today, use the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Countryside, Loudoun County, VA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Countryside, VA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan, hassle-free. Select from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, offered by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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