USDA Vs. FHA your options comparison in Sugarland-Run, Loudoun County, VA

In 2025, the USDA loan limit for Sugarland-Run, situated in Loudoun county, VA, is set at $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal program for your financial circumstances in Alabama.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Sugarland-Run, Loudoun, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Sugarland-Run, VA

The goal of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loan for you. Choose one of three starting options that will link you with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in VA

A USDA home loan, backed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or USDA mortgage and is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Preferred Funding Services, Inc.
  • 25 Homestead Drive, Suite F, Columbus, NJ, 08022
  • At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Priority First Federal Credit Union
  • 364 Midway Drive, Du Bois, PA, 15801
  • Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live
  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • URE Federal Credit Union
  • 201 Beech Street, East Pittsburgh, PA, 15112
  • URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates
  • Montoursville Area Federal Credit Union
  • 999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754
  • The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
  • Armstrong County Building and Loan Association
  • 935 Fifth Avenue, Ford City, PA, 16226
  • ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
  • Armstrong Associates Federal Credit Union
  • 414 Ford Street, Ford City, PA, 16226
  • Armstrong Associates Federal Credit Union has been open since 1958 and also Armstrong Associates Federal Credit Union believes in the philosophy of “not for profit, not for charity – but for service.” Our mission is to protect members’ assets while providing a high degree of products and services and a fair rate on loans and shares.
  • Credit Union of New Jersey
  • 1301 Parkway Avenue, Ewing, NJ, 08628
  • Credit Union of New Jersey started in 1943 as the credit union for state highway employees offering only loans and savings accounts. Over the years, the credit union has developed into a full service credit union offering financial services from checking to investments and loan solutions from commercial mortgages to personal loans.
  • Irvin Works Federal Credit Union
  • 1301 Camp Hollow Raod, West Mifflin, PA, 15122
  • The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members. Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works
  • Norfolk Fire Department Federal Credit Union
  • 4100 E Virginia Beach Boulevard, Norfolk, VA, 23502
  • The Norfolk Fire Department FCU was originally founded by Mr. Frank Talley and chartered on April 28, 1940 and organized as a cooperative financial institution. The credit union was originally founded to provide Firefighters and their families with an alternative to high cost financial services, which were available only through banks at that time.