USDA and FHA Pro and Con in Sugarland-Run, Loudoun County, VA

In 2026, the USDA loan limit for Sugarland-Run, situated in Loudoun county, VA, is set at $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal program for your financial circumstances in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Sugarland-Run, Loudoun, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Sugarland-Run, VA

The goal of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loan for you. Choose one of three starting options that will link you with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in VA

A USDA home loan, backed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or USDA mortgage and is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sugarland-Run Lenders

  • Northwest Federal Mortgage Lending Center Cary, NC
  • 200 Spring St, Herndon, VA, 20170
  • Lends in Virginia
  • Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.

  • Mable Loans, LLC
  • 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170
  • Lends in Virginia
  • Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.

  • Advins Mortgage LLC
  • 12005 Meadowville Court, Herndon, VA, 20170
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • Lends in Virginia
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Lends in Virginia
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.

  • Main Street Home Loans
  • 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
  • Lends in Virginia
  • Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.

  • John Marshall Bank
  • 1943 Isaac Newton Square East, Suite 100, Reston, VA, 20190
  • Lends in Virginia
  • JMB is a commercial-focused community bank serving businesses and consumers in Northern VA, Maryland, and DC. Our presence is found in the businesses that fuel the local economy. We’re in the background, championing nonprofits and helping them drive their mission forward. But what truly sets us apart is our team.

  • Guidance Residential
  • 11107 Sunset Hills Road, Suite 200, Reston, VA, 20190
  • Lends in Virginia
  • Guidance Residential specializes in Shariah-compliant home financing in the U.S. Our unique Declining Balance Co-ownership Program was created under the guidance of 7 globally renowned Shariah scholars & 18 U.S. law firms to ensure it meets strict adherence to legal jurisprudence of Islamic faith & conforms to U.S. legal & regulatory requirements.

  • Mortgage X Home Loans
  • 1984 Isaac Newton Square W, Suite 304, Reston, VA, 20190
  • Lends in Virginia
  • Mortgage X Home Loans As the Mortgage Lending has evolved so have we. Mortgage regulations and guidelines are constantly changing. We are on top of the information wave. Great rates, low cost and customer satisfaction is standard business based on our model. We strive to provide more.Established in 2002.