USDA VS FHA in Lowes-Island, Loudoun County, VA

In 2025, the USDA loan limit for Lowes-Island, located in Loudoun county, VA, stands at $657,900, while the FHA limit for a single-family home is $822,375.

Using Lendersa® USDA loan calculator, compare today's top USDA and FHA rates to determine the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you choose which program in best suits your particular financial scenario.

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2025 Loan Limits and Down Payment Requirements in Lowes-Island, Loudoun county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discover USDA and FHA Loan Options in Lowes-Island, VA

Lendersa® is committed to providing you with the optimal USDA or FHA loan quickly and without any hassle. Select one of the three methods to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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