USDA VS FHA in Lowes-Island, Loudoun County, VA

In 2025, the USDA loan limit for Lowes-Island, located in Loudoun county, VA, stands at $657,900, while the FHA limit for a single-family home is $822,375.

Using Lendersa® USDA loan calculator, compare today's top USDA and FHA rates to determine the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you choose which program in best suits your particular financial scenario.

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2025 Loan Limits and Down Payment Requirements in Lowes-Island, Loudoun county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discover USDA and FHA Loan Options in Lowes-Island, VA

Lendersa® is committed to providing you with the optimal USDA or FHA loan quickly and without any hassle. Select one of the three methods to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alterna Mortgage Company
  • 10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
  • Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program. Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
  • Washington Business Bank
  • 223 5th Avenue SE, Olympia, WA, 98501
  • Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.
  • evergreenDIRECT Credit Union.
  • 6001 Capitol Boulevard SW, Tumwater, WA, 98501
  • evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
  • WCLA Credit Union
  • 2419 Pacific Avenue SE, Olympia, WA, 98501
  • WCLA Credit Union is committed to providing competitive dividends on deposit accounts and reasonable rates on loans. The money that members deposit into the credit union goes straight back to the logging and timber industry through business loans that finance the purchase of vital equipment.
  • One Washington Financial
  • 400 Union Ave SE, Olympia, WA, 98501
  • We promise our credit unions and their members professional, accurate and efficient service. We value each and every relationship and we are dedicated to making life easier for our credit unions and their members. We commit ourselves to providing a service-first, competitive and compliant mortgage servicing solution for the credit union industry.
  • St. Julien Home Loans
  • 204 Custer Way SW, Suite 102, Tumwater, WA, 98501
  • St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
  • NTFN, INC
  • 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501
  • NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
  • Full Spectrum Capital Corporation
  • 7439 N Fiske Ave, Portland, OR, 97203
  • Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.
  • MfgHomeMortgage.com
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.
  • American Home Funding
  • 1834 SW 58th Ave, Suite 104, Portland, OR, 97221
  • American Home Funding has proudly served Oregon since 1993 and Washington since 2011. With local offices in Portland and Eugene we have all your mortgage solutions under one roof. American Home Funding has access to a variety of lenders and loan products that will meet your needs no matter if you’re a first time home buyer.
  • CHA Mortgage Company Inc
  • 2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
  • CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman. Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.