In 2026, the USDA loan limit for Dumbarton in Henrico, VA, is $428,700, while the FHA limit for a single-family home is $546,250.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you select which option suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $428,700 | 0% |
| FHA | $546,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s aim is to promptly secure the optimal USDA or FHA loan without unnecessary hassle. Select from one of the three starting points to connect with matching lenders and the USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available only in rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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