USDA Vs. FHA Pro and Con comparison in Crewe, Nottoway County, VA

As of 2025, the USDA loan cap for Crewe, located within Nottoway county, VA, is stipulated at $336,500. Meanwhile, the FHA limit stands at $472,030 for a single-family home.

To compare today's advantageous USDA vs. FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you ascertain the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in determining which program in best suits your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Crewe, County of Nottoway, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Crewe, VA

Lendersa® is committed to rapidly securing the optimal USDA or FHA loan for you, without any hassle. Choose one of three initial paths to connect with matching lenders and explore USDA loan programs suitable for your financial goals.

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Understanding USDA Loans in VA

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is available for rural neighborhoods only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment, offering a valuable option for eligible borrowers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lucey Mortgage Corporation
  • 861 Coleman Blvd, Mount Pleasant, SC, 29464
  • Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home
  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.
  • Merck Employees Federal Credit Union
  • 126 East Lincoln Avenue, Rahway, NJ, 07065
  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
  • RSI Bank
  • 1500 Irving Street, Rahway, NJ, 07065
  • RSI Bank is a community bank serving New Jersey residents & businesses since 1851. We prioritize long-term relationships built through professionalism & expertise, community involvement, & a business model that underscores personalized service. RSI Bank has a proven record as a safe, trusted, & highly reputable institution serving the community.
  • RJR Mortgage Company LLC
  • 812 Central Avenue, Suite 4, Westfield, NJ, 07090
  • RJR Mortgage Company, LLC does not make any mortgage loan commitments or fund any mortgage loans. All loans are arranged through third party providers. RJR Mortgage Company LLCis affiliated with many lenders to offer a broad range of products with competitive pricing. Our executive has over 25 years of experience in the mortgage industry.
  • Peoples Bank Mortgage and SBA Loans
  • 4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
  • Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
  • CPM Federal Credit Union
  • 1066 E. Montague Ave, North Charleston, SC, 29405
  • CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
  • carolina one Mortgage
  • 4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
  • Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident