USDA and FHA Pro and Con in South-Hill, Mecklenburg County, VA
In 2025, the USDA loan limit for South-Hill, situated in Mecklenburg county, VA, is set at $285,000, whereas for a single-family home, the FHA limit is $356,362.
Make use of Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates, and determine the needed income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in South-Hill, County of Mecklenburg, VA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in South-Hill, VA
Lendersa®'s mission is to secure the best possible USDA or FHA loan swiftly and without hassle. Choose from one of three options for connecting with matching lenders and exploring USDA loan programs tailored to your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is secured by the government's Department of Agriculture. Available only in rural neighborhoods, it contrasts with FHA loans that stipulate a minimum 3.5% down payment, as the USDA mortgage requires none.
Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909
Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
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New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
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First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
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Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi
