USDA VS FHA in South-Hill, Mecklenburg County, VA

In 2025, USDA loan limit in South-Hill, county of Mecklenburg, VA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Hill, county of Mecklenburg, VA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in South-Hill, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992
  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
  • Coleman Mortgage Company
  • 210 Jetway Blvd, Clinton, AR, 72031
  • Coleman Mortgage Company is located in Matagorda, TX, United States and is part of the Other Financial Investment Activities Industry. Coleman Mortgage Company has 10 total employees across all of its locations and generates $431, 035 in sales (USD). (Sales figure is modelled). Licensed in Texas and Arkansas
  • First Federal Credit Union
  • 1035 N Center Point Rd, Hiawatha, IA, 52233
  • First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
  • Universal Lending Corporation
  • 1450 Boyson Road, Suite B3, Hiawatha, IA, 52233
  • Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
  • United Arkansas Credit Union
  • 8405 Interstate 30, Little Rock, AR, 72209
  • Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
  • Electric Cooperatives Federal Credit Union
  • 1 Cooperative Way, Little Rock, AR, 72209
  • Electric Cooperatives Federal Credit Union is a member-owned financial cooperative dedicated to providing sound, competitive financial services in a professional, responsible, and caring manner for all members while maintaining strong financial stability. Committed to giving back to our communities,
  • PEOPLE TRUST COMMUNITY LOAN FUND
  • 5300 West 65th Street, Little Rock, AR, 72209
  • PEOPLE TRUST'S​ primary PURPOSE is to promote community development by providing credit counseling services, financial support and literacy for communities that would otherwise not receive said OPPORTUNITIES. PEOPLE TRUST pledges to challenge what has become tradition in today's fluctuating socio-economical system.
  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards