USDA and FHA Pro and Con in Blackstone, Nottoway County, VA
In the year 2026, the USDA loan limit for Blackstone in Nottoway county, VA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates, and evaluate the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in best suits your financial scenario.
2026 Loan Limits and Downpayment Requirements in Blackstone, County of Nottoway, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Blackstone, VA
Lendersa®'s goal is to swiftly get you the best possible USDA or FHA loan, without hassle. Choose one of the three starting points to connect with matching lenders and find the USDA loan programs that fit your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government’s Department of Agriculture. Available solely in rural neighborhoods, it contrasts with FHA loans requiring a minimum 3.5% down payment, as USDA loans require none.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Lends in Virginia
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more. and Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.
BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.
The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
