USDA Vs. FHA your options comparison in Farmville, Prince Edward County, VA
In 2026, the USDA loan limit set for Farmville, situated in Prince Edward, VA, is $336,500. Meanwhile, the FHA cap for a single-family residence is $546,250.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced calculator lets you view USDA, FHA, Conforming, and VA programs side by side, guiding you to the best choice for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Farmville, Prince Edward, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farmville, VA
Lendersa® aims to deliver the most favorable USDA or FHA loan swiftly and without hassle. Select one of three start points that connect you with appropriate lenders and USDA loan programs.
The USDA home loan, ensured by the Department of Agriculture, also known as a USDA mortgage, is accessible only in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.
The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
Lends in Virginia
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.
