USDA and FHA Pro and Con in Farmville, Prince Edward County, VA

In 2025, the USDA loan limit set for Farmville, situated in Prince Edward, VA, is $336,500. Meanwhile, the FHA cap for a single-family residence is $546,250.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced calculator lets you view USDA, FHA, Conforming, and VA programs side by side, guiding you to the best choice for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Farmville, Prince Edward, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Farmville, VA

Lendersa® aims to deliver the most favorable USDA or FHA loan swiftly and without hassle. Select one of three start points that connect you with appropriate lenders and USDA loan programs.

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Understanding USDA Loans in VA

The USDA home loan, ensured by the Department of Agriculture, also known as a USDA mortgage, is accessible only in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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