USDA Vs. FHA your options comparison in Neabsco, Prince William County, VA

In the year 2026, the USDA loan limit for Neabsco in Prince William county, VA, is set at $657,900, while the FHA limit for single-family homes is $822,375.

Use the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA best rates, determining the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Neabsco, Prince William county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Neabsco, VA

Lendersa®'s objective is to promptly secure the best USDA or FHA loan for you with minimal hassle. Select one of three initial steps to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that necessitate a minimum downpayment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Neabsco Lenders

  • PWC Employees Credit Union
  • 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
  • Lends in Virginia
  • PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.

  • E Z Lending, LLC
  • 8739 Bitterroot Court, Lorton, VA, 22079
  • Lends in Virginia
  • We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • Lends in Virginia
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.

  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • Lends in Virginia
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.

  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Lends in Virginia
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future

  • Washington Commercial Lending & Development, LLC
  • 5908 Love Joy Court, Springfield, VA, 22152
  • Lends in Virginia
  • Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.

    We serve real estate investors, mortgage brokers, and small business owners.

  • First Meridian Mortgage Corporation
  • 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
  • Lends in Virginia
  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.

  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it

  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Lends in Virginia
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.