USDA and FHA Pro and Con in Woodbridge, Prince William County, VA

In 2025, the USDA loan limit for Woodbridge in Prince William county, VA, is $336,500, while the FHA limit for a single-family home is $546,250.

Use Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see the USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Woodbridge, County of Prince William, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Woodbridge, VA

Lendersa® is committed to securing the best possible USDA or FHA loan promptly and with ease. Choose from among three options to connect with matching lenders and explore the ideal USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan is backed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all, making them highly appealing for eligible purchasers in rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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