USDA VS FHA in Woodbridge, Prince William County, VA
In 2026, the USDA loan limit for Woodbridge in Prince William county, VA, is $336,500, while the FHA limit for a single-family home is $546,250.
Use Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see the USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial situation.
2026 Loan Limits and Downpayment Requirements in Woodbridge, County of Prince William, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Woodbridge, VA
Lendersa® is committed to securing the best possible USDA or FHA loan promptly and with ease. Choose from among three options to connect with matching lenders and explore the ideal USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all, making them highly appealing for eligible purchasers in rural locations.
12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
Lends in Virginia
PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
Lends in Virginia
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Lends in Virginia
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.
We serve real estate investors, mortgage brokers, and small business owners.
8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
Lends in Virginia
First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
