USDA and FHA Pro and Con in Falls-Church, Falls Church County, VA
For 2026, the USDA loan cap in Falls-Church, within Falls Church county of VA, stands at $657,900 while the FHA limit for a single-family property is $356,362.
Use the Lendersa® USDA loan calculator to compare the leading rates of USDA against FHA loans today. This tool helps determine the income, credit, reserves, and documentation necessary for qualification. With our state-of-the-art mortgage calculator, you'll be able to view USDA, FHA, Conforming, and VA options side by side to assist you in deciding which program in Alabama is most appropriate for your specific financial situation.
Review of 2026 Loan Limits and Down Payment Requirements in Falls-Church, Falls Church, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$0
3%
Variety of USDA and FHA Loans in Falls-Church, VA
The mission of Lendersa® is to ensure you obtain the most favorable USDA or FHA loan promptly and effortlessly. Choose one of three initial methods to connect with matching lenders and USDA loan packages.
A USDA home loan is one that is backed by the United States Department of Agriculture and is also known as USDA rural development loan or USDA mortgage. It is only available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans offer the advantage of zero down payment.
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408 South Central Avenue, Flagler Beach, FL, 32136
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