USDA Vs. FHA Pro and Con comparison in Pimmit-Hills, Fairfax County, VA

For 2026, in Pimmit-Hills, Fairfax county, VA, the USDA loan limit is $657,900, while the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced calculator, easily compare USDA, FHA, Conforming, and VA programs side by side and decide which suits your financial context in best.

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2026 loan limits and downpayment requirements in Pimmit-Hills, Fairfax, VA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan alternatives in Pimmit-Hills, VA

Lendersa®’s objective is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three starting paths to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in VA

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pimmit-Hills Lenders

  • ABC United Finance Corp
  • 7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
  • Lends in Virginia
  • ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Loansteady LLC
  • 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
  • Lends in Virginia
  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.

  • Washington Capital Partners
  • 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
  • Lends in Virginia
  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team.
    Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.

  • Commonwealth Financial Services Inc
  • 210 East Broad Street, Suite 203, Falls Church, VA, 22046
  • Lends in Virginia
  • At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Congressional Capital
  • 125 N Washington St, Falls Church, VA, 22046
  • Lends in Virginia
  • Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions

  • Capital Mortgage Corporation INC
  • 3217 N Tacoma St, Arlington, VA, 22213
  • Lends in Virginia
  • The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Healthcare Systems Federal Credit Union
  • 3300 Gallows Road, Falls Church, VA, 22042
  • Lends in Virginia
  • We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.

    We have the same financial services as a bank, with a few major differences;

    Our members own this financial institution; banks are owned by their stockholders.

  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Lends in Virginia
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.

  • Chain Bridge Bank, National Association
  • 1445-A Laughlin Avenue, Mc Lean, VA, 22101
  • Lends in Virginia
  • Chain Bridge Bank, N.A. is a national bank and fiduciary services provider chartered under the Office of the Comptroller of the Currency. It serves businesses, organizations and individuals across the country, with an emphasis on commercial clients in the public affairs industries in the Washington, D.C. area.