As of 2026, the USDA loan cap in McLean, within Fairfax county of VA, is set at $657,900. In comparison, the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and assess eligibility requirements including income, credit, reserves, and documentation. Our sophisticated mortgage calculator shows you the USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program for your personal finances in .
Current loan limits and down payment requirements for McLean, Fairfax county, VA
Type of Loan
Limit of Loan
Down Payment Required
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA lending choices in McLean, VA
Lendersa® aims to swiftly secure you the most favorable USDA or FHA loan, simplifying the process. Begin with one of three pathways to connect with lenders offering USDA loan schemes.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages have no down payment requirement.
210 East Broad Street, Suite 203, Falls Church, VA, 22046
Lends in Virginia
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
Lends in Virginia
ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
Lends in Virginia
Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
Lends in Virginia
"WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.
We have the same financial services as a bank, with a few major differences;
Our members own this financial institution; banks are owned by their stockholders.
Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
