USDA VS FHA in McLean, Fairfax County, VA

As of 2026, the USDA loan cap in McLean, within Fairfax county of VA, is set at $657,900. In comparison, the FHA limit for a single-family residence is $1,089,300.

Utilize the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and assess eligibility requirements including income, credit, reserves, and documentation. Our sophisticated mortgage calculator shows you the USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program for your personal finances in .

Compare offers from a pool of 100 lenders

Current loan limits and down payment requirements for McLean, Fairfax county, VA

Type of Loan Limit of Loan Down Payment Required
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA lending choices in McLean, VA

Lendersa® aims to swiftly secure you the most favorable USDA or FHA loan, simplifying the process. Begin with one of three pathways to connect with lenders offering USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in VA

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
  • At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.

  • Secured Investment Lending
  • 483 Montgomery Place, Altamonte Springs, FL, 32714
  • Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.

  • First Trust and Savings Bank
  • 123 Main St, Wheatland, IA, 52777
  • First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.

  • i-bank Tennessee
  • 5050 Poplar Ave, Memphis, TN, 38157
  • At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.

  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.

  • First Choice Lending
  • 14365 East Colonial Drive, Orlando, FL, 32826
  • First Choice Lending has gathered a team of experienced professionals under one roof, providing each client with step-by-step customer guidance from the initial inquiry until the purchase of their dream home. All in an atmosphere of mutual respect, professionalism and dedication. First Choice Lending; making a difference!

  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.

  • The Pineries Bank
  • 3601 Main Street, Stevens Point, WI, 54481
  • The Pineries Bank was established in 1997 in the central Wisconsin community of Stevens Point, Wis. The bank essentially was organized as a start up bank and has grown from its original asset size of $6 million to $53 million.

    The Pineries Bank - Stevens Point, Wisconsin. Because Your Life is More Than Just a Formula.

  • Sentry Credit Union
  • 1800 North Point Drive, Stevens Point, WI, 54481
  • Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.

  • First Colony Bank of Florida
  • 711 North Orlando Avenue, Maitland, FL, 32751
  • First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.

  • CapSource
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  • CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.

  • Neal Communities Funding
  • 495 N Keller Road, Suite 550B, Maitland, FL, 32751
  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.

    A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.

    We have a vast variety of program options available