USDA Vs. FHA Pro and Con comparison in McLean, Fairfax County, VA
As of 2025, the USDA loan cap in McLean, within Fairfax county of VA, is set at $657,900. In comparison, the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and assess eligibility requirements including income, credit, reserves, and documentation. Our sophisticated mortgage calculator shows you the USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program for your personal finances in .
Current loan limits and down payment requirements for McLean, Fairfax county, VA
Type of Loan
Limit of Loan
Down Payment Required
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA lending choices in McLean, VA
Lendersa® aims to swiftly secure you the most favorable USDA or FHA loan, simplifying the process. Begin with one of three pathways to connect with lenders offering USDA loan schemes.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages have no down payment requirement.
2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a historic three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was constructed specifically for the bank in 1901.
We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
Baltimore County Employees Federal Credit Union is a full-service financial institution offering a range of outstanding lending, savings, and online financial services to its members throughout the Baltimore metro area. As a non-profit cooperative, we value our members and work diligently to help them achieve their financial goals.
St. Joseph Medical Center MD FCU is a member owned credit union whose purpose is to provide quality service through our “People Helping People” philosophy. We continuously strive to offer personalized services while maintaining financial strength and stability. credit union is managed by a volunteer board of directors and various committee members.
100 Owings Court, Suite 13, Reisterstown, MD, 21136
HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%.
Call 1-800-254-9560 or apply online today!
Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
"At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable.
Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
