USDA Loan Vs. FHA loan pro & con McLean, Fairfax County, VA

As of 2025, the USDA loan cap in McLean, within Fairfax county of VA, is set at $657,900. In comparison, the FHA limit for a single-family residence is $1,089,300.

Utilize the Lendersa® USDA loan calculator to analyze current USDA versus FHA rates and assess eligibility requirements including income, credit, reserves, and documentation. Our sophisticated mortgage calculator shows you the USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program for your personal finances in .

Explore USDA and FHA lending choices in McLean, VA

Lendersa® aims to swiftly secure you the most favorable USDA or FHA loan, simplifying the process. Begin with one of three pathways to connect with lenders offering USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in VA

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages have no down payment requirement.

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(323) 249-5999 Lender's profile and map Reviews Colonial Services Group Inc 3939 Tweedy Boulevard, South Gate, CA, 90280 Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs. Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.
(562) 805-9143 Lender's profile and map Reviews Gilbert Realty and Investments 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280 Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
(877) 670-5860 Lender's profile and map Reviews USC Credit Union 3720 S. Flower Street, Los Angeles, CA, 90051 The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
(661) 347-9770 Lender's profile and map Reviews Home Pedia Inc 18723 Via Princessa, Suite 312, Canyon Country, CA, 91387 Home-Pedia Realty is a privately held company based in California, and is led by its founder Sebastian Nasher. Home-Pedia Realty was designed to help you buy or sell your property with the utmost care in mind. The founder, Mr. Nasher was only eleven years old when he became passionate about real estate
(661) 424-1477 Lender's profile and map Reviews Above All Lending 27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 418-0247 Lender's profile and map Reviews LendFi Mortgage 555 W 5th St 35th Fl, Los Angeles, CA, 90013 LendFi Mortgage is making homeownership simpler, faster, and most importantly, more accessible for all Americans. We believe homeownership should be fast, transparent, and low-cost for everyone. We offer unbeatable service; mind-blowing rates and we strive to close our loans within 3 weeks.
(800) 954-2327 Lender's profile and map Reviews California Bear Credit Union 300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013 Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.
(909) 545-6511 Lender's profile and map Reviews Success Financial Group 2168 East Florence Avenue, Suite 2168, Walnut Park, CA, 90255 Success Financial Group Serving our community for over 30 years and making the dream of homeownership a reality using but not limited to First Time Homebuyer Loan Programs, Down-Payment Assistance for that part of our community which is Self-employed. Our company name is Success because that is what we have with every one of our clients.
(818) 562-3400 Lender's profile and map Reviews SAG-AFTRA FCU PO Box 11419, Burbank, CA, 91510 Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists. From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
(213) 482-2040 Lender's profile and map Reviews Episcopal Federal Credit Union 840 Echo Park Ave, Los Angeles, CA, 90026 The Episcopal Community Federal Credit Union is an Economic Justice Ministry within the Diocese of Los Angeles The Episcopal Community Federal Credit Union is a very diverse credit union with 40 percent of its membership being Hispanic, 30 percent African American, 20 percent Caucasian.
(213) 989-0909 Lender's profile and map Reviews Real Estate Plus + 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026 We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
(213) 989-0990 Lender's profile and map Reviews Carbarr Funding 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026 Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.