USDA Vs. FHA Pro and Con comparison in McLean, Fairfax County, VA

In 2025, USDA loan limit in McLean, county of Fairfax, VA is $657,900 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in McLean, county of Fairfax, VA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in McLean, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • US 69 S and FM 2972, Rusk, TX, 75785
  • CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.
  • Temple-Inland FCU
  • 109 N Temple Drive, Diboll, TX, 75941
  • Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
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  • 14269 State Highway 64, Ben Wheeler, TX, 75754
  • First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.
  • Redeemer Federal Credit Union
  • 515 County Road 1118, Greenville, TX, 75401
  • Redeemer Federal Credit Union (RFCU) was officially chartered on August 26, 2015 and commenced business on January 15, 2016. RFCU's major sponsor is The Redeemed Christian Church of God – North America (RCCGNA). It was the vision of Pastor (Dr.) James Fadel, The Special Assistant to the General Overseer & Chairman of RCCGNA that led to the establis
  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
  • First State Bank of Brownsboro
  • 14225 State Hwy 31 E, Brownsboro, TX, 75756
  • The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
  • Equitable Bank
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  • Northwestern Bank
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  • Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
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  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
  • Palace City Federal Credit Union
  • 720 West Havens Avenue, Mitchell, SD, 57301
  • Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
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  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.