USDA Loan Vs. FHA loan for Emporia, VA [Emporia County Rates 2023]

In 2025, USDA loan limit in Emporia, county of Emporia, VA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Emporia, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 297-2100 1212 miles Lender's profile and map Reviews Cornerstone Bank 45th St 2280 45th Street S, Fargo, ND, 58104 North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
(701) 293-8892 1212 miles Lender's profile and map Reviews Dakota Business Lending 5630 36th Ave S, Fargo, ND, 58104 Dakota Business Lending has established itself as a lending partner for small businesses thanks to the wisdom, leadership, and guidance of our Board of Directors. We are proud to have decision-makers in our corner that combine for centuries worth of expertise in the areas of business, finance, economic development and public service
(720) 512-9821 1212 miles Lender's profile and map Reviews NEXA Mortgage \| Kyle Green 5551 36th Ave S, Unit D, Fargo, ND, 58104 "I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota. While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority. Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"
(701) 356-5960 1212 miles Lender's profile and map Reviews Forward Mortgage 4575 23rd Ave S, Suite 250, Fargo, ND, 58104 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(701) 212-8441 1212 miles Lender's profile and map Reviews VALLEY MORTGAGE, INC 3315 45th Street South, Suite 200, Fargo, ND, 58104 VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
(701) 356-0438 1212 miles Lender's profile and map Reviews Park Mortgage 4170 41st Ave S, Suite 102, Fargo, ND, 58104 Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
(512) 859-2202 1213 miles Lender's profile and map Reviews The Granger National Bank 201 West Davilla Street, Granger, TX, 76530 Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
(701) 428-3121 1214 miles Lender's profile and map Reviews Kindred State Bank 411 Elm Street, Kindred, ND, 58051 Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
(701) 428-9111 1214 miles Lender's profile and map Reviews Elm River Credit Union 120 Spruce Street, Kindred, ND, 58051 Elm River Credit Union is a state chartered credit union organized in August 1954. Father Schmiler, a priest serving the Page and Hunter, ND Catholic churches was instrumental in the organization. He was originally from Wisconsin and had become familiar with credit union philosophy there.
(701) 235-2832 1214 miles Lender's profile and map Reviews United Savings Credit Union 1001 1st Avenue N, Fargo, ND, 58102 United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information. United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
(701) 232-0828 1214 miles Lender's profile and map Reviews Freedom Community Credit Union 2940 N University Drive, Fargo, ND, 58102 Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
(701) 235-1359 1214 miles Lender's profile and map Reviews Fargo Federal Employee Federal Credit Union 657 2nd Avenue North, Room 450, Fargo, ND, 58102 FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.