USDA Vs. FHA your options comparison in Lawrenceville, Brunswick County, VA

For the year 2025, the USDA loan limit in Lawrenceville, within Brunswick county, VA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to explore today’s leading USDA vs. FHA rates. This tool helps ascertain the income, credit scores, reserves, and required documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Lawrenceville, County of Brunswick, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lawrenceville, VA

The objective at Lendersa® is to quickly secure the best possible USDA loan or FHA loan for you, with minimal hassle. Choose from three starting options to connect with matching lenders and explore USDA loan programs that meet your needs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in VA?

A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is guaranteed by the government’s Department of Agriculture. It is applicable exclusively to rural areas. Unlike FHA loans with a mandated 3.5% minimum down payment, USDA loans require no down payment at all, providing considerable advantages for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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