USDA Vs. FHA Pro and Con comparison in Fort-Belvoir, Fairfax County, VA

In 2026, the USDA loan limit for Fort-Belvoir, in Fairfax county, VA, is $657,900. The limit for FHA on a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, as well as to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting in choosing the ideal program for your financial situation in .

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Fort-Belvoir, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Belvoir, VA

Lendersa® is dedicated to securing the best USDA or FHA loan swiftly and hassle-free. Choose one of three starting paths to match with lenders and optimal USDA loan programs.

Lendersa USDA loan request and matching results

What are USDA Loans in VA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • WD Little Mortgage Corp
  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
  • W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.

  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin

  • Monmouth Federal Credit Union
  • 1176 Main Street, Monmouth, ME, 04259
  • Monmouth Federal Credit Union, a branch of Great Falls Regional Federal Credit Union is a member owned credit union. We service members throughout Androscoggin County Monmouth, and Litchfield. We are continually working to bring new products & services to you, our members! We invest in our communities with a variety of events and fundraisers.

  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.

    We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.

  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.

    We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher

  • Georgia First Bank
  • 1202 Second Street, Soperton, GA, 30457
  • Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar

  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.