USDA Vs. FHA Pro and Con comparison in Fort-Belvoir, Fairfax County, VA

In 2025, the USDA loan limit for Fort-Belvoir, in Fairfax county, VA, is $657,900. The limit for FHA on a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, as well as to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting in choosing the ideal program for your financial situation in .

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Fort-Belvoir, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Belvoir, VA

Lendersa® is dedicated to securing the best USDA or FHA loan swiftly and hassle-free. Choose one of three starting paths to match with lenders and optimal USDA loan programs.

Lendersa USDA loan request and matching results

What are USDA Loans in VA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • M&M RE Holdings LLC
  • 1735 E Carson St, Suite 391, Pittsburgh, PA, 15203
  • A leading Pittsburgh-based hard money lender, M&M RE Holdings is owned and operated by experienced real estate professionals who are eager to help real estate investors succeed on their next rehab project. We have years of experience with the real estate market and the issues that occur during the rehabilitation process,
  • Dynasty Mortgage Network LLC
  • 707 Union Avenue, Suite 201, Brielle, NJ, 08730
  • Dynasty Mortgage is a premium mortgage company dedicated to providing affordable home loans for customers with various types of credit records. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the lowest rates available.
  • Public Service Federal Credit Union
  • 619 Union Avenue, Middlesex, NJ, 08846
  • Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.
  • GENNEXT FUNDING, LLC
  • 1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846
  • We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
  • Rate House Mortgage Company
  • 1316 Bound Brook Suite 2C, Middlesex, NJ, 8846
  • Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
  • NexTier Bank, National Association
  • 105 Burton Drive, Kittanning, PA, 16201
  • NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.
  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
  • High Power Capital Group
  • 9 Mount Lane, Floor 2, Manasquan, NJ, 08736
  • High Power Capital Group is revolutionizing the process of capital finance for businesses. Our acumen is built upon years of lending and relationship building within our industry to provide a simplistic resource for businesses to obtain working capital with the lowest industry rates and minimal stipulations.