USDA VS FHA in Fort-Belvoir, Fairfax County, VA

In 2026, the USDA loan limit for Fort-Belvoir, in Fairfax county, VA, is $657,900. The limit for FHA on a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, as well as to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting in choosing the ideal program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Fort-Belvoir, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fort-Belvoir, VA

Lendersa® is dedicated to securing the best USDA or FHA loan swiftly and hassle-free. Choose one of three starting paths to match with lenders and optimal USDA loan programs.

Lendersa USDA loan request and matching results

What are USDA Loans in VA?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fort-Belvoir Lenders

  • First Meridian Mortgage Corporation
  • 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
  • Lends in Virginia
  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.

  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Lends in Virginia
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • E Z Lending, LLC
  • 8739 Bitterroot Court, Lorton, VA, 22079
  • Lends in Virginia
  • We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • Lends in Virginia
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.

  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Lends in Virginia
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Lends in Virginia
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.

  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Lends in Virginia
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.

  • Washington Commercial Lending & Development, LLC
  • 5908 Love Joy Court, Springfield, VA, 22152
  • Lends in Virginia
  • Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.

    We serve real estate investors, mortgage brokers, and small business owners.

  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Lends in Virginia
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.