USDA and FHA Pro and Con in Laurel-Hill, Fairfax County, VA

In 2025, the USDA loan limit established for Laurel-Hill in Fairfax county, VA, is $657,900. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Laurel-Hill, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Laurel-Hill, VA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without any hassle. Choose one of three starting points to connect with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, secured by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Compared to FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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