In 2026, the USDA loan limit for Woodlawn in Fairfax, VA is $657,900, whereas the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of which program best fits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to connect you quickly with the best USDA or FHA loan without hassle. Choose from three pathways that link you with lenders and USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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