USDA VS FHA in Lorton, Fairfax County, VA

In 2025, the USDA loan limit for Lorton in the county of Fairfax, VA, is $657,900. The FHA limit for a single-family home stands at $1,089,300.

Utilize Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA, and find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lorton, Fairfax county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Opportunities in Lorton, VA

The mission of Lendersa® is to quickly find you the best possible USDA or FHA loan without hassle. Choose one of three ways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Bank of Philadelphia
  • 30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
  • The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi
  • Diligence Capital Advisors
  • 1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
  • Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev
  • Stursberg & Fine Capital
  • 1528 Walnut Street, Suite 2008, Philadelphia, PA, 19102
  • Our firm is built upon integrity. We have 96.5% repeat business from our clients because of our proven track record for 20+ years. Stursberg & Fine clients enjoy a strong and trusting relationship with our staff of experts that ensures our clients the highest possible level of service, advice, and experience.
  • Liberty SBF
  • 2 Penn Ctr, Philadelphia, PA, 19102
  • "Liberty SBF is an experienced commercial real estate finance company. With a special expertise in small-balance commercial lending, we are positioned to address the needs of small businesses facing a challenging credit environment. We provide: Small Business Lending Commercial Real Estate Financing Loan Servicing"
  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs. Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.
  • American Commercial Lending Inc
  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
  • Houwzer Mortgage
  • 1435 Walnut St, Philadelphia, PA, 19102
  • Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
  • Firstrust Bank
  • 15 E. Ridge Pike, Conshohocken, PA, 19428
  • Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
  • Enterprise Commercial Financing
  • 100 South Broad Street, Suite 30, Philadelphia, PA, 19110
  • Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
  • Coastal Pacific Mortgage
  • 1 West Elm Street, First Floor, Conshohocken, PA, 19428
  • Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
  • Main Street Mortgage Company
  • 147 Rebel Hill Road, Conshohocken, PA, 19428
  • Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.