USDA Vs. FHA your options comparison in Lorton, Fairfax County, VA
In 2026, the USDA loan limit for Lorton in the county of Fairfax, VA, is $657,900. The FHA limit for a single-family home stands at $1,089,300.
Utilize Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA, and find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Lorton, Fairfax county, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Opportunities in Lorton, VA
The mission of Lendersa® is to quickly find you the best possible USDA or FHA loan without hassle. Choose one of three ways to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.
We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
7830 Backlick Road, Suite 401, Springfield, VA, 22150
Lends in Virginia
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Lends in Virginia
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
Lends in Virginia
First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
Lends in Virginia
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.
We serve real estate investors, mortgage brokers, and small business owners.
The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
Lends in Virginia
PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
