USDA and FHA Pro and Con in Lorton, Fairfax County, VA

In 2026, the USDA loan limit for Lorton in the county of Fairfax, VA, is $657,900. The FHA limit for a single-family home stands at $1,089,300.

Utilize Lendersa®'s USDA loan calculator to compare today's best rates between USDA and FHA, and find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Lorton, Fairfax county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Opportunities in Lorton, VA

The mission of Lendersa® is to quickly find you the best possible USDA or FHA loan without hassle. Choose one of three ways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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