In 2026, the USDA loan limit for Mount-Vernon, situated in Fairfax county, VA, is set at $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal program for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loan for you. Choose one of three starting options that will link you with matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is sometimes referred to as a USDA rural development loan or USDA mortgage and is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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