USDA Vs. FHA Pro and Con comparison in Reston, Fairfax County, VA

In 2025, the USDA loan limit in Reston, county of Fairfax, VA is $657,900, while the FHA limit for a single-family home is $1,089,300.

Lendersa® offers a USDA loan calculator to compare the best USDA and FHA rates today. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Reston, county of Fairfax, VA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Reston, VA

Lendersa® aims to quickly connect you with the best USDA or FHA loans hassle-free. Begin with one of three starting points to find lenders and USDA loan programs.

Lendersa USDA loan request and match outcomes

Defining USDA Loans in VA

The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is offered only in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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