FHA Vs. USDA loan program for Reston, Fairfax County, Virginia

In 2025, USDA loan limit in Reston, county of Fairfax, VA is $657,900 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Reston, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 225-3381 1103 miles Lender's profile and map Reviews Commercial Bank Nelson 401 South Main, Nelson, NE, 68961 In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
(936) 569-7700 1103 miles Lender's profile and map Reviews Doches Credit Union 920 NW Stallings Drive, Nacogdoches, TX, 75964 Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties. The credit union was chartered on November 7th, 1951 with an original field of membership.
(316) 531-8800 1104 miles Lender's profile and map Reviews Garden Plain State Bank 525 North Main Street, Garden Plain, KS, 67050 Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
(402) 842-2435 1104 miles Lender's profile and map Reviews Brunswick State Bank 226 2nd St, Brunswick, NE, 68720 Brunswick State Bank proudly provides Brunswick, NE and Winnetoon, NE with complete personal and business banking services. The town began in 1879 when the Galloway family moved to Ellsworth Township from Illinois. Each "eligible member of the family" filed homestead claims - the parents and three grown children.
(605) 628-2171 1104 miles Lender's profile and map Reviews Bryant State Bank 124 Main Avenue, Bryant, SD, 57221 Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
(580) 336-5531 1104 miles Lender's profile and map Reviews Exchange Bank and Trust Company 523 Delaware, Perry, OK, 73077 The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
(320) 759-5626 1104 miles Lender's profile and map Reviews Vantage Bank 311 30th Ave E, Alexandria, MN, 56553 With more than 100 years of banking history behind it, Vantage Bank brings a diverse wealth of experience to its customers. Now in two great locations and with 12 employees, Vantage Bank continues to provide personal customer service while modernizing aspects of the bank to benefit its customers’ needs.
(903) 581-1900 1105 miles Lender's profile and map Reviews Citizens 1st Bank 2001 East South East Loop 323, Tyler, TX, 75701 Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
(903) 592-8012 1105 miles Lender's profile and map Reviews Tyler City Employees Credit Union 3711 Frankston Highway, Tyler, TX, 75701 Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
(903) 561-2603 1105 miles Lender's profile and map Reviews Cooperative Teachers Credit Union 1424 WSW Loop 323, Tyler, TX, 75701 Cooperative Teachers Credit Union (CTCU), our mission is to be a thriving cooperative financial institution that helps our members achieve their goals by offering comprehensive financial products and services which they can receive in-person, online, or wherever they may be. Since 1953, we have committed ourselves to consistently serve our members.
(218) 938-4144 1106 miles Lender's profile and map Reviews Ultima Bank 9 West Minnesota Avenue, Winger, MN, 56592 Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
(903) 765-2425 1106 miles Lender's profile and map Reviews Alba-Golden Federal Credit Union 140 South Broadway Street, Alba, TX, 75410 Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.