USDA and FHA Pro and Con in Norfolk, Norfolk County, VA
In 2026, the USDA loan limit for Norfolk, Norfolk County, VA is set at $0, whereas the limit for FHA is $507,150 for a single-family home.
Using Lendersa®’s USDA loan calculator, you can compare today's leading USDA and FHA rates to determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial needs in .
2026 Loan Limits and Downpayment Requirements in Norfolk, Norfolk County, VA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Norfolk, VA
Lendersa® aims to promptly connect you with optimal USDA or FHA loan options without hassle. Start from one of three methods to connect with lenders and access USDA programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages need no down payment.
3740 Beach Blvd, Suite 300, Jacksonville, FL, 32207
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