USDA and FHA Pro and Con in Norfolk, Norfolk County, VA
In 2025, the USDA loan limit for Norfolk, Norfolk County, VA is set at $0, whereas the limit for FHA is $507,150 for a single-family home.
Using Lendersa®’s USDA loan calculator, you can compare today's leading USDA and FHA rates to determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program that best suits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Norfolk, Norfolk County, VA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Norfolk, VA
Lendersa® aims to promptly connect you with optimal USDA or FHA loan options without hassle. Start from one of three methods to connect with lenders and access USDA programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages need no down payment.
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
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1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services
We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
2103 East Parham Road, Suite 210, Henrico, VA, 23228
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
