USDA and FHA Pro and Con in Chesapeake, Chesapeake County, VA
In 2025, the USDA loan limit in Chesapeake, located in Chesapeake County, VA, is set at $428,700, while the FHA limit for a single-family home is $546,250.
With Lendersa® USDA loan calculator, compare the current best rates between USDA and FHA loans. Assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision regarding the most suitable program in for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Chesapeake, Chesapeake County, VA
Loan Type
Loan Limit
Down payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Chesapeake, VA
Lendersa® is committed to quickly and easily finding you the best USDA or FHA loan options. Choose one of three methods to connect with lenders and access USDA loan programs.
A USDA home loan is a government-backed program by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
"At Alamo Premier Mortgage We underwrite, process and close our own loans.
We do VA, FHA, conventional, jumbo and investment loans.
We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork
We can Pre Approve your Land, Construction and Final Loan in one stop."
18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.
PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members.
Credit Unions were founded on the idea that through a cooperative financial effort individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to it’s members
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
