USDA and FHA Pro and Con in Portsmouth, Portsmouth County, VA
As of 2025, the USDA loan limit in Portsmouth, found within Portsmouth County, VA, stands at $0. In contrast, the FHA limit for a single-family home is $507,150.
Utilize Lendersa®'s USDA loan calculator to compare the best current rates between USDA and FHA loans. Assess the needed income, credit status, reserves, and documents to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in identifying the program that best fits your financial situation in .
2025 Loan Limits and Downpayment Requirements in Portsmouth, Portsmouth County, VA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Portsmouth, VA
Lendersa® is committed to quickly providing you with access to the best USDA or FHA loans without hassle. Select one of three pathways, allowing engagement with matching lenders and exploration of USDA programs.
The USDA home loan, which the Department of Agriculture backs, is also referred to as a USDA rural development loan or USDA mortgage. These loans are only available in rural communities. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands none.
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
4801 NW Loop 410, Suite 100, San Antonio, TX, 78229
Alamo City Credit Union was originally known as Texas Workforce Credit Union when we obtained our charter July 1955. A lot of faith and foresight went into the forming of this solid organization. At the beginning, $1, 500.00 was the maximum deposit per shareholder. The loan limit was set at $200.00 and only loan per family.
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
