In 2025, the USDA loan limit for Virginia-Beach, situated in Virginia Beach County, VA, is $0. In contrast, the FHA limit for single-family homes is $356,362.
Lendersa® provides a USDA loan calculator to easily compare current USDA versus FHA rates. Assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA side by side, aiding you to choose the optimal program for your specific financial scenario in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $0 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to swiftly align you with excellent USDA or FHA loans, efficiently and hassle-free. Begin with one of three methods to find lenders and USDA loan opportunities.
USDA home loans are backed by the Department of Agriculture, commonly called USDA rural development loans or USDA mortgages, and are only available in rural locales. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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