USDA Vs. FHA your options comparison in Virginia-Beach, Virginia Beach County, VA
In 2026, the USDA loan limit for Virginia-Beach, situated in Virginia Beach County, VA, is $0. In contrast, the FHA limit for single-family homes is $356,362.
Lendersa® provides a USDA loan calculator to easily compare current USDA versus FHA rates. Assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA side by side, aiding you to choose the optimal program for your specific financial scenario in .
2026 Loan Limits and Downpayment Needs in Virginia-Beach, Virginia Beach County, VA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Current USDA and FHA Loan Alternatives in Virginia-Beach, VA
Lendersa® strives to swiftly align you with excellent USDA or FHA loans, efficiently and hassle-free. Begin with one of three methods to find lenders and USDA loan opportunities.
USDA home loans are backed by the Department of Agriculture, commonly called USDA rural development loans or USDA mortgages, and are only available in rural locales. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages demand no down payment at all.
837 First Colonial Rd, Suite C, Virginia Beach, VA, 23451
Lends in Virginia
We have built a strong reputation as an outstanding mortgage lender, the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.
600 22nd Street, Suite 302, Virginia Beach, VA, 23451
Lends in Virginia
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
600 22nd Street, Suite 204, Virginia Beach, VA, 23451
Lends in Virginia
Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
600 22nd Street, Suite 201, Virginia Beach, VA, 23451
Lends in Virginia
NewTowne Mortgage is hometown mortgage company, we uphold the principles and philosophies that have been established by our hometown traditions. NewTowne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing.
501 Viking Drive, Suite A, Virginia Beach, VA, 23452
Lends in Virginia
Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.
4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
Lends in Virginia
Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
Lends in Virginia
For over 25 years, Easy Money EMG has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. We promise to work with you directly.
272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
Lends in Virginia
Minute Loan Center has been your neighborhood community lender for over 25 years. We have helped hundreds of thousands of hardworking Americans find the funds they need, often when others would not help them. Our personalized Installment Loans start with a quick application process and we offer a variety of funding options online
