USDA Vs. FHA your options comparison in North-Springfield, Fairfax County, VA

In the year 2025, the USDA loan limit applicable in North-Springfield, located in the county of Fairfax, VA, is $657,900. In contrast, the FHA loan limit for a single-family home is set at $822,375.

Take advantage of the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Determine the income, credit, reserves, and necessary documentation needed to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans so you can choose the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in North-Springfield, County of Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA Loan Options in North-Springfield, VA

At Lendersa®, our objective is to secure the most favorable USDA or FHA loans for you swiftly and with ease. Choose from three different starting points to be matched with lenders and explore USDA loan options.

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Understanding USDA Loans in VA

The USDA home loan, insured by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
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  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • Damien L. Grant Lending Team
  • 23120 Alicia Pkwy, Suite 100, Mission Viejo, CA, 92692
  • Expertise, commitment to customers, & competitive rates. Those are the values that define what we do.We customize the mortgage experience for each client and are there to answer any questions along the way. When you choose to work with us, we promise you and also Specializing in Mortgage Loans in the Las Vegas, Los Angeles and Orange Country area.
  • Mortgage Link 1, Inc
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  • Integrated Lending Group Inc.
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  • Today's Home Mortgage Inc
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  • At Home Mortgage, Inc. We are a full-service mortgage company based in Mission Viejo, CA. We specialize in Jumbo home mortgages, home refinance, and home purchase loans in Mission Viejo. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92692, we can help you realize your dream
  • Spectrum One Mortgage
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  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
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  • JTM Financial
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  • Homex Financial
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  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.