USDA and FHA Pro and Con in North-Springfield, Fairfax County, VA
In the year 2026, the USDA loan limit applicable in North-Springfield, located in the county of Fairfax, VA, is $657,900. In contrast, the FHA loan limit for a single-family home is set at $822,375.
Take advantage of the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today. Determine the income, credit, reserves, and necessary documentation needed to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans so you can choose the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in North-Springfield, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Available USDA and FHA Loan Options in North-Springfield, VA
At Lendersa®, our objective is to secure the most favorable USDA or FHA loans for you swiftly and with ease. Choose from three different starting points to be matched with lenders and explore USDA loan options.
The USDA home loan, insured by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage loan requires no down payment whatsoever.
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