USDA Loan Vs. FHA loan pro & con for North-Springfield, Fairfax County, VA

In 2025, USDA loan limit in North-Springfield, county of Fairfax, VA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Springfield, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 421-3535 1039 miles Lender's profile and map Reviews First State Bank Nebraska 4915 Old Cheney Rd, Lincoln, NE, 68516 First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
(402) 483-0000 1039 miles Lender's profile and map Reviews US Home Mortgage Inc 5901 S 58th St A, Lincoln, NE, 68516 U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
(918) 473-2237 1039 miles Lender's profile and map Reviews The Peoples National Bank of Checotah 300 W Gentry, Checotah, OK, 74426 Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
(402) 436-5365 1039 miles Lender's profile and map Reviews MembersOwn Credit Union 1391 South 33rd Street, Lincoln, NE, 68510 MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost. As a trusted financial partner, owners find the personal attention, care
(402) 486-3644 1039 miles Lender's profile and map Reviews LPS Employees Federal Credit Union 5621 N Street, Lincoln, NE, 68510 The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
(402) 434-2265 1039 miles Lender's profile and map Reviews Cornhusker Bank 8310 O Street, Lincoln, NE, 68510 Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
(402) 489-2099 1039 miles Lender's profile and map Reviews Capital City Mortgage, Inc. 237 S 70th St, Suite 105, Lincoln, NE, 68510 Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
(402) 665-3431 1039 miles Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
(918) 469-3337 1039 miles Lender's profile and map Reviews The Farmers State Bank 1101 West Main Street, Quinton, OK, 74561 The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time. In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.
(918) 663-9303 1039 miles Lender's profile and map Reviews United Members Federal Credit Union 4833 S Sheridan, Suite 401, Tulsa, OK, 74145 United Members Federal Credit Union isn’t your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.