USDA Vs. FHA your options comparison in Kings-Park, Fairfax County, VA

As of 2026, the USDA loan limit in Kings-Park, county of Fairfax, VA is set at $657,900. For a single-family home, the FHA loan limit is $822,375.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's top USDA vs. FHA rates. This tool helps define the income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, you are able to see USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed choice on which program in best suits your individual financial situation.

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2026 Loan Limits and Downpayment Requirements in Kings-Park, County of Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Kings-Park, VA

Lendersa® aims to provide you the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to match with lenders and explore the USDA lending programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan is secured by the government's Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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