USDA and FHA Pro and Con in Kings-Park, Fairfax County, VA

As of 2025, the USDA loan limit in Kings-Park, county of Fairfax, VA is set at $657,900. For a single-family home, the FHA loan limit is $822,375.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's top USDA vs. FHA rates. This tool helps define the income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, you are able to see USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed choice on which program in best suits your individual financial situation.

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2025 Loan Limits and Downpayment Requirements in Kings-Park, County of Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Kings-Park, VA

Lendersa® aims to provide you the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to match with lenders and explore the USDA lending programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan is secured by the government's Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
  • Aura Home Loans Inc.
  • 3 Myrtle Avenue, Edgewater, NJ, 7020
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
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  • Andreadis
  • 46-02 Broadway, Astoria, NY, 11103
  • ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.
  • Ascendia Bank
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  • 22 Tilghman Dr, Glen Rock, NJ, 07452
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  • 384 Davis Drive, Morrisville, NC, 27560
  • RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
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