USDA Vs. FHA your options comparison in Wakefield, Fairfax County, VA
In 2025, the USDA loan ceiling in Wakefield, within Fairfax county, VA, is $657,900, whereas, for a single-family house, the FHA limit stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to juxtapose the competitive USDA and FHA rates for today. Determine the necessary income, creditworthiness, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to ascertain which program best suits your financial circumstances in .
2025 loan limits and down payment criteria in Wakefield, Fairfax county, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan alternatives in Wakefield, VA
The aim of Lendersa® is to swiftly secure for you the most favorable USDA or FHA loan free of complications. Begin with any of the three initial steps to connect with matching lenders and USDA loan options.
A USDA home loan is backed by the United States Department of Agriculture, also coined as the USDA rural development loan or USDA mortgage. It is accessible only in rural locales. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment.
6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.
682 N. Brookside Road, Suite 101, Allentown, PA, 18106
Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
626 Jacksonville Road, Suite 250, Warminster, PA, 18974
Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
626 Jacksonville Road, Suite 230, Warminster, PA, 18974
At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
5100 George Washington Highway, Portsmouth, VA, 23702
We have been in business since before Tidewater was Hampton Roads and rebranded into #the757 of Coastal Virginia. We have survived recessions, depressions, and natural disasters and will continue to serve you in years to come. Northern Star CU is located in Portsmouth, Virginia. 5100 George Washington Highway, Portsmouth, VA 23702.
ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
