USDA VS FHA in Annandale, Fairfax County, VA

In 2026, the USDA loan limit for Annandale in the county of Fairfax, VA is $657,900. For a single-family house, the FHA loan limit is $1,089,300.

Use the Lendersa® USDA loan calculator to evaluate today's most favorable USDA versus FHA loans. Determine required income, credit, reserves, and necessary documentation for qualification. Our upgraded mortgage calculator allows you to readily compare USDA, FHA, Conforming, and VA loans against each other, assisting in selecting the most suitable program in for your financial needs.

View and compare loan offers from 100 lenders

Loan limits and down payment needs for 2026 in Annandale, Fairfax county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA loans in Annandale, VA

The mission of Lendersa® is to procure the best possible USDA or FHA loan for you, quickly and efficiently. Begin choosing from three different starting options to connect with lenders offering USDA loan possibilities.

Lendersa USDA loan matching results

An Introduction to USDA Loans in VA

A USDA home loan is backed by the government through the Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available solely in rural communities. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Innovative Mortgage Inc
  • 2001 E Fremont Ct, Arlington Heights, IL, 60004
  • Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs.

    Provide us with a few simple details and we’ll match you with a personal home financing specialist to help you on your home journey.

  • One Republic Mortgage
  • 725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004
  • One Republic Mortgage Inc. was founded in 2008 as a broker of residential home loan purchases and refinances. But after the dramatic environmental shift the financial and real-estate sectors endured in recent history, we determined that we could better serve the community by converting into a lender.

  • United 1st Credit Union
  • 162 N Gross Rd, Kingsland, GA, 31548
  • United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Coastal Mortgage Company
  • 24 Andrews Way, Kingsland, GA, 31548
  • We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.

  • Peak Choice Capital, LLC
  • 601 Silver Creek Drive, Joliet, IL, 60431
  • Your home for real estate financing. Multi-Family and Single Family financing. We keep the process simple so you can focus on growing your business.

    We focus on our experience to achieve the best results. Our investment rental property programs are suited specifically for investors only. Here are a few of the perks we offer for single family ren

  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.

  • American Fidelity Mortgage Services, Inc
  • 1776 S Naperville Road, Bldg B, Suite101B, Wheaton, IL, 60189
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • Great Lakes Credit Union
  • 3290 N. Lewis Ave, Waukegan, IL, 60087
  • Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates.

    At the time, no financial institution existed in the area, leaving local workers without an option to safely.

  • Washington Savings Bank
  • 200 South Banker Street, Effingham, IL, 62401
  • In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes.

    The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe

  • Crossroads Bank
  • 2000 S Banker Street, Effingham, IL, 62401
  • Crossroads Bank was founded in the midst of that growth. Chartered in 1973 and opened in 1974 on South Banker Street in front of the new shopping mall, the bank grew quickly. As Crossroads Bank grew, a second facility was built in 1987 on Keller Drive, making banking convenient for all of the bank’s customers.