In 2026, the USDA loan ceiling for Great-Falls, situated in the county of Fairfax, VA, amounts to $657,900, while the FHA limit for a single-family home is set at $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. This tool allows you to establish the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to select the program in Alabama that suits your specific financial situation the best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to swiftly secure the finest USDA or FHA loans for you, without fuss. Opt for one of the three starting methods to connect with lenders and access USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is sometimes known as a USDA rural development loan or USDA mortgage. It is specifically offered in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, a USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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