USDA Vs. FHA Pro and Con comparison in Tuckahoe, Henrico County, VA

In 2025, the USDA loan limit for Tuckahoe, situated in Henrico county, VA, is $428,700. On the other hand, the FHA limit for a single-family home stands at $546,250.

Lendersa® provides a USDA loan calculator to assess today's prime USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in for your specific financial scenario.

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2025 Loan Limits and Down Payment Requirements in Tuckahoe, Henrico, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tuckahoe, VA

Lendersa®'s goal is to swiftly connect you with the most favorable USDA or FHA loan, ensuring a hassle-free process. Choose one of three starting steps that lead to matching lenders and potential USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment, enhancing their appeal for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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