USDA Vs. FHA Pro and Con comparison in Tuckahoe, Henrico County, VA

In 2026, the USDA loan limit for Tuckahoe, situated in Henrico county, VA, is $428,700. On the other hand, the FHA limit for a single-family home stands at $546,250.

Lendersa® provides a USDA loan calculator to assess today's prime USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in for your specific financial scenario.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Tuckahoe, Henrico, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tuckahoe, VA

Lendersa®'s goal is to swiftly connect you with the most favorable USDA or FHA loan, ensuring a hassle-free process. Choose one of three starting steps that lead to matching lenders and potential USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment, enhancing their appeal for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tuckahoe Lenders

  • Riverside Funding LLC
  • 9601-101 Gayton Rd, Richmond, VA, 23238
  • Lends in Virginia
  • Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.

  • Mahoney Mortgage Group, LLC.
  • 9601 Gayton Rd, Suite 200, Henrico, VA, 23238
  • Lends in Virginia
  • Mahoney Mortgage Group is a mortgage brokerage based in Richmond, Virginia. Our experience and client centered approach ensures that we get to know each client and their specific needs. With our personal attention and our vast network of lending partners, we will find the best product at the best rates for our clients.

  • RVA Mortgage Brokers LLC
  • 3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Dominion Capital Mortgage Inc
  • 3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
  • Lends in Virginia
  • Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.

  • Go Mortgage Group, LLC
  • 9308 South Mooreland Road, Richmond, VA, 23229
  • Lends in Virginia
  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.

  • Home Loan Zone, Inc
  • 400 N Ridge Road, Suite 200, Henrico, VA, 23229
  • Lends in Virginia
  • Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms

  • Community Bankers’ Bank
  • 2601 Promenade Parkway, Midlothian, VA, 23113
  • Lends in Virginia
  • CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.

  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Lends in Virginia
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.