USDA VS FHA in Highgate, Franklin County, VT

In 2025, the USDA loan limit for a single-family home in Highgate, located in Franklin county, VT, is $347,700, while the FHA limit stands at $492,200.

Utilize the Lendersa® USDA loan calculator to compare the most current USDA versus FHA rates, assessing the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping to choose the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Highgate, Franklin County, VT

Loan Type Loan Limit Down Payment
USDA $347,700 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Highgate, VT

Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan, minimizing hassle. Choose one of three paths to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Granada Mortgage LLC
  • 9783 SW 72nd Streeet, Miami, FL, 33183
  • Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
  • Louisiana Federal Credit Union
  • 805 Robin Street, La Place, LA, 70068
  • Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Loan Partners, LLC
  • 7835 Maple Street, New Orleans, LA, 70118
  • Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects. Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
  • Coastal Mortgage Corp
  • 7921 Maple St, New Orleans, LA, 70118
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming FHA/VA Alternative Low Doc Loans Nationwide High Balance and more"
  • State Bank of Dekalb
  • 102 S.W. Runnels, De Kalb, TX, 75559
  • State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages. The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
  • MPS Credit Union
  • 2190 NW 72 Avenue, Miami, FL, 33156
  • MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
  • Eastern National Bank
  • 9700 South Dixie Highway, Suite 710, Miami, FL, 33156
  • Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.