USDA Loan Vs. FHA loan for Highgate, VT 2026

In 2026, the USDA loan limit for a single-family home in Highgate, located in Franklin county, VT, is $347,700, while the FHA limit stands at $492,200.

Utilize the Lendersa® USDA loan calculator to compare the most current USDA versus FHA rates, assessing the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping to choose the most suitable program for your financial situation in .

Exploring USDA and FHA Loan Options in Highgate, VT

Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan, minimizing hassle. Choose one of three paths to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment.

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Highgate Lenders
(802) 782-6376 Lender's profile and map PEOPLES TRUST COMPANY OF ST ALBANS 25 Kingman Street, Saint Albans, VT, 05478 Lends in Vermont Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
(802) 879-4200 Lender's profile and map Mansfield Mortgage Professionals 57 River Rd, Suite 1009, Essex Junction, VT, 05452 Lends in Vermont Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
(800) 583-2869 Lender's profile and map Union Bank 20 Lower Main St, Morrisville, VT, 05661 Lends in Vermont Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
(802) 871-4480 Lender's profile and map Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Lends in Vermont Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 Lender's profile and map Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Lends in Vermont Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.