USDA Vs. FHA your options comparison in Highgate, Franklin County, VT

In 2025, the USDA loan limit for a single-family home in Highgate, located in Franklin county, VT, is $347,700, while the FHA limit stands at $492,200.

Utilize the Lendersa® USDA loan calculator to compare the most current USDA versus FHA rates, assessing the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping to choose the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Highgate, Franklin County, VT

Loan Type Loan Limit Down Payment
USDA $347,700 0%
FHA $492,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Highgate, VT

Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan, minimizing hassle. Choose one of three paths to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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