USDA Loan Vs. FHA loan for Swanton, VT 2026

In 2026, the USDA loan limit in Swanton, Franklin county of VT, is $347,700. In contrast, the FHA single-family home limit is set at $492,200.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates effectively, determining the income, credit, reserves, and documentation needed. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA loans, guiding you in selecting the most suitable program for your financial situation in .

Options for USDA and FHA Loans in Swanton, VT

The goal of Lendersa® is to help you secure the best USDA or FHA loan quickly and smoothly. Choose from three starting points to connect with lenders and find USDA loan programs that match your needs.

What is a USDA Loan in VT?

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, a USDA mortgage requires no down payment.

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Swanton Lenders
(802) 782-6376 Lender's profile and map PEOPLES TRUST COMPANY OF ST ALBANS 25 Kingman Street, Saint Albans, VT, 05478 Lends in Vermont Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
(802) 879-4200 Lender's profile and map Mansfield Mortgage Professionals 57 River Rd, Suite 1009, Essex Junction, VT, 05452 Lends in Vermont Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
(802) 871-4480 Lender's profile and map Northfield Savings Bank 210 College Street, Suite 201, Burlington, VT, 05401 Lends in Vermont Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
(802) 654-4540 Lender's profile and map Opportunities Credit Union 25 Winooski Falls Way, Burlington, VT, 05401 Lends in Vermont Opportunities Credit Union is Vermont’s only community development credit union. Uniquely committed to Vermonters of low wealth, Opportunities’ mission is to build wealth, community, and opportunity through a fair and affordable financial system. Our primary market is Vermont’s 90, 000 low-income households.
(802) 863-0563 Lender's profile and map Asaro Mortgage, LLC 125 Bank Street, Suite 1, Burlington, VT, 05401 Lends in Vermont Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.