In 2026, the USDA loan limit in Swanton, Franklin county of VT, is $347,700. In contrast, the FHA single-family home limit is set at $492,200.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates effectively, determining the income, credit, reserves, and documentation needed. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA loans, guiding you in selecting the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $347,700 | 0% |
| FHA | $492,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to help you secure the best USDA or FHA loan quickly and smoothly. Choose from three starting points to connect with lenders and find USDA loan programs that match your needs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, a USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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