USDA and FHA Pro and Con in Bainbridge-Island, Kitsap County, WA
As of 2025, the USDA loan limit for Bainbridge-Island, within Kitsap county, WA, is set at $370,400, while the FHA limit for a single-family home is $435,850.
Use the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA offers side by side, aiding your decision on the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Bainbridge-Island, Kitsap, WA
Loan Type
Limit
Down Payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bainbridge-Island, WA
Lendersa® is dedicated to quickly providing you with the best possible USDA or FHA loan. Choose from three routes to find matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available in rural neighborhoods exclusively. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage involves no down payment at all.
MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.
New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.
980 Eddie Dowling Highway, North Smithfield, RI, 02896
First Northern Financial Group, Inc. takes a tremendous amount of pride in providing excellent customer service and aligning our valued customers with the perfect mortgage. All of our customers can search for homes or refinance with the up most confidence in their financing arrangements.
We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
