USDA Vs. FHA your options comparison in Bainbridge-Island, Kitsap County, WA
As of 2025, the USDA loan limit for Bainbridge-Island, within Kitsap county, WA, is set at $370,400, while the FHA limit for a single-family home is $435,850.
Use the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA offers side by side, aiding your decision on the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Bainbridge-Island, Kitsap, WA
Loan Type
Limit
Down Payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bainbridge-Island, WA
Lendersa® is dedicated to quickly providing you with the best possible USDA or FHA loan. Choose from three routes to find matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available in rural neighborhoods exclusively. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage involves no down payment at all.
1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464
Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance
1032 Chuck Dawley Blvd, Suite 101, Mount Pleasant, SC, 29464
Our mission at Barley Mortgage is to deliver honest mortgage solutions that you, your family, your friends and our community can depend on for years to come. Our dedicated and knowledgeable staff is committed to helping you understand and guide you through the mortgage process with honesty and integrity.
802 Coleman Blvd, Suite 209, Mount Pleasant, SC, 29464
Lowcountry Home Loans is an independent mortgage brokerage firm offering custom solutions to meet today's ever-increasing demand for property financing.As a mortgage brokerage firm, we have access to the top banks and lending institutions across the country. We strive to provide a wide variety of loan products.
1156 Bowman Road, Suite 200, Mount Pleasant, SC, 29464
Parker Lending company Arthur "Chip" Parker is the owner of the company he here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy When you're ready, the next step in getting a low rate mortgage.
1041 Johnnie Dodds Boulevard, Suite 15B, Charleston, SC, 29464
PMC Mortgage Corporation has been providing home loans for purchase and refinance since 1992. For 29 years, our success has been a result of a simple combination of providing the most competitive terms available along with giving good, professional, honest advice to our clients. We are most appreciative of our loyal client and referral base.
875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC, 29464
Ascend Financial Group is a boutique mortgage company excelling in exceptional customer experience, conservative financial values, innovative mortgage technology and enduring client relationships.
Our mission is to serve our customers with honesty, integrity and excellence. Our goal is to provide home loans to our clients
Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
