In 2025, the USDA loan limit in Tracyton, located in Kitsap county, WA, is $398,300. The FHA limit for a single-family home is $563,500.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, guiding your choice for the best financial option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $398,300 | 0% |
| FHA | $563,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to securing the best USDA or FHA loans efficiently and without hassle. You can start with one of three pathways that connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is known as a USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them a compelling option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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