FHA Vs. USDA loan program for Tracyton, Kitsap County, Washington

In 2026, the USDA loan limit in Tracyton, located in Kitsap county, WA, is $398,300. The FHA limit for a single-family home is $563,500.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, guiding your choice for the best financial option in .

Options for USDA and FHA Loans in Tracyton, WA

Lendersa® is committed to securing the best USDA or FHA loans efficiently and without hassle. You can start with one of three pathways that connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in WA

A USDA home loan is backed by the U.S. Department of Agriculture and is known as a USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them a compelling option for eligible borrowers.

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(757) 552-7000 Lender's profile and map Reviews Consumer Mortgage & Investment 468 Investors Pl, Suite 102, Virginia Beach, VA, 23452 Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
(757) 739-5019 Lender's profile and map Reviews VA Choice Home Mortgage Inc. 580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(866) 721-6084 Lender's profile and map Reviews Atlantic Mortgage and Funding, Inc. 780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452 At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(800) 581-2256 Lender's profile and map Reviews JM Associates Federal Credit Union 9987 Pritchard Road, Jacksonville, FL, 32219 JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
(888) 488-4769 Lender's profile and map Reviews National Business Capital 1 Corporate Drive, Suite 202, Bohemia, NY, 11716 National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.
(631) 389-2250 Lender's profile and map Reviews SouthFork Funding 2000 Arctic Avenue, Bohemia, NY, 11716 SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority. Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
(877) 776-5249 Lender's profile and map Reviews ROK Financial 3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739 ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.
(352) 335-9090 Lender's profile and map Reviews CAMPUS USA Credit Union 14007 NW 1st Road, Newberry, FL, 32669 CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
(631) 425-1111 Lender's profile and map Reviews Paragon Financial Group Inc 4250 Veterans Memorial Highway, Suite 420E, Holbrook, NY, 11741 We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. In a financial services world so recently tarnished by misinformation and even outright fraud we strive to continue to be your reliable source for accurate financial information and trustworthy account services.
(833) 319-3517 Lender's profile and map Reviews Insula Capital 627 Horseblock Rd, Farmingville, NY, 11738 Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
(631) 687-3510 Lender's profile and map Reviews Atlantic Home Capital Corp. 627 Horseblock Road, Suite 101, Farmingville, NY, 11738 Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.