USDA Loan Vs. FHA loan for Tracyton, WA [Kitsap County Rates 2023]

In 2025, USDA loan limit in Tracyton, county of Kitsap, WA is $398,300 while FHA limit is $563,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Tracyton, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 893-7824 46 miles Lender's profile and map Reviews One Washington Financial 400 Union Ave SE, Olympia, WA, 98501 We promise our credit unions and their members professional, accurate and efficient service. We value each and every relationship and we are dedicated to making life easier for our credit unions and their members. We commit ourselves to providing a service-first, competitive and compliant mortgage servicing solution for the credit union industry.
(360) 352-2101 46 miles Lender's profile and map Reviews St. Julien Home Loans 204 Custer Way SW, Suite 102, Tumwater, WA, 98501 St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
0000000000 46 miles Lender's profile and map Reviews NTFN, INC 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501 NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
360-797-5108 47 miles Lender's profile and map Reviews First Millennium Holdings 601 1st ave suite 1400, Spokane, WA, 98580 making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
(360) 435-5400 50 miles Lender's profile and map Reviews MountainCrest Credit Union 3710 168th Street NE, Suite A108, Arlington, WA, 98223 Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
(360) 872-3565 51 miles Lender's profile and map Reviews Rick Slaughter, Mortgage Lender 207 Van Scoyoc Ave SW, Orting, WA, 98360 We're a full service lender who provides Conventional, VA, FHA and USDA home loans. We also lend on 2nd homes, rental properties, manufactured homes and rehab properties. We also offer down payment assistance, bridge loans, and recast options as well. Conventional, VA, FHA and USDA home loans.
(425) 888-4004 52 miles Lender's profile and map Reviews Sno Falls Credit Union 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045 Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
(425) 396-3130 52 miles Lender's profile and map Reviews Cascade Valley Mortgage 1151 Hemlock Ave SW, North Bend, WA, 98045 Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
(360) 825-4833 57 miles Lender's profile and map Reviews White River Credit Union WA 1499 Garrett Street, Enumclaw, WA, 98022 At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
(360) 293-4862 61 miles Lender's profile and map Reviews Puget Sound Refinery Federal Credit Union 12275 Bartholomew Road, Anacortes, WA, 98221 On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.
(360) 757-1898 64 miles Lender's profile and map Reviews Hometown Mortgage Corporation 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.