In 2026, the maximum USDA loan limit for Silverdale, found in Kitsap county, WA, is set at $398,300. Meanwhile, the FHA limit for a single-family home is $563,500.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage tools, you can examine USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program in
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| Loan Type | Maximum Limit | Down Payment |
| USDA | $398,300 | 0% |
| FHA | $563,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to efficiently secure the most favorable USDA or FHA loans for you, hassle-free. Choose one of three initial steps to connect with lenders and USDA programs.
A USDA home loan, backed by the government through the Department of Agriculture and also known as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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