USDA and FHA Pro and Con in Indianola, Kitsap County, WA

In 2025, USDA loan limit in Indianola, county of Kitsap, WA is $398,300 while FHA limit is $563,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Indianola, county of Kitsap, WA

Loan Type Loan Limit Down payment
USDA $398,300 0%
FHA $563,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Indianola, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Liberty Bank
  • 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
  • Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
  • Berlind Corporation
  • 654 5th Avenue South, Unit 300B, Edmonds, WA, 98020
  • Berlind Corp. DBA Infinity Mortgage Group is committed to providing our clients with excellent service, low rates and a wide array of loan choices. Whether you are first time home buyer, refinancing an outstanding loan or consolidating consumer debt, our highly experienced team will take you step by step thru the loan process.
  • Mortgage Lending Group, LLC
  • 128 4th Ave S, Suite 101, Edmonds, WA, 98020
  • The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
  • FAST TRACK MORTGAGE
  • 10000 Aurora Ave N, Suite 2, Seattle, WA, 98133
  • Fast Track Mortgage we take pride in treating our clients with honesty and integrity. Ask us about getting refinanced in Seattle.Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs.
  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
  • ICS Loans Commercial Mortgage
  • 5608 17th Avenue NW, Seattle, WA, 98107
  • ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.