USDA VS FHA in Suquamish, Kitsap County, WA

In 2025, the USDA loan limit for Suquamish in the county of Kitsap, WA is $398,300, whereas the FHA limit for a single-family home is $563,500.

The Lendersa® USDA loan calculator allows you to compare today's USDA versus FHA rates, determining the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which is best for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Suquamish, Kitsap, WA

Loan Type Loan Limit Down Payment
USDA $398,300 0%
FHA $563,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Suquamish, WA

Lendersa®'s objective is to swiftly obtain the best USDA or FHA loan without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

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Understanding USDA Loans in WA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are accessible only in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Sierra Pacific Mortgage
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  • Grace Capital Group Real Estate Partners
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  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
  • The Home Loan Source
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  • The Home Loan Source Specializing in providing Lighting Quick, Professional & Honest service and consulatation for your home purchase loan, refinance, home buying or selling needs and also Lighting Quick Service, Superb Customer Service, Extremely Helpful, Step by Step Explanation, High Integrity & Trustworthy.
  • Hemingford Co-Operative Federal Credit Union
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  • American Online Mortgage
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  • Money360 is a vertically-integrated, nationwide commercial real estate lender that sources, underwrites, closes, sells and services small- to mid-balance commercial real estate loans ranging in size from $5 million to $30+ million. Through the seamless union of world-class technology