USDA Vs. FHA Pro and Con comparison in Bangor-Base, Kitsap County, WA

In 2025, USDA loan limit in Bangor-Base, county of Kitsap, WA is $370,400 while FHA limit is $435,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bangor-Base, county of Kitsap, WA

Loan Type Loan Limit Down payment
USDA $370,400 0%
FHA $435,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bangor-Base, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
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  • 1801 Forest Hill Boulevard, West Palm Beach, FL, 33406
  • Our mission at Flagler Bank is to be the premier community bank in our service area by providing quality service for the financial needs of our customers. We strive daily to build long-lasting relationships with new customers and exceed the expectations of our existing customers. We want your experience with Flagler Bank to be exceptional!
  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
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  • First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
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  • Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
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  • Parada Mortgage LLC
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