USDA Vs. FHA your options comparison in Bangor-Base, Kitsap County, WA
In 2026, the USDA loan limit for Bangor-Base, Kitsap county, WA is $370,400, whereas the FHA limit for a single-family home is $435,850.
Use Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side, aiding your choice of the best program for your finances in .
2026 Loan Limits and Down Payment Needs in Bangor-Base, Kitsap, WA
Loan Type
Loan Limit
Down Payment
USDA
$370,400
0%
FHA
$435,850
3.5%
Conventional
$548,250
3%
Options for USDA and FHA Loans in Bangor-Base, WA
Lendersa® aims to quickly connect you with the best USDA or FHA loan options. Choose one of three methods to match with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or mortgage and is solely available for rural regions. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment.
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Lends in Washington
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
Lends in Washington
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
Lends in Washington
American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
