In 2025, the USDA loan limit for Bangor-Base, Kitsap county, WA is $370,400, whereas the FHA limit for a single-family home is $435,850.
Use Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side, aiding your choice of the best program for your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $370,400 | 0% |
| FHA | $435,850 | 3.5% |
| Conventional | $548,250 | 3% |
Lendersa® aims to quickly connect you with the best USDA or FHA loan options. Choose one of three methods to match with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or mortgage and is solely available for rural regions. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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