USDA VS FHA in Bangor-Base, Kitsap County, WA

In 2026, the USDA loan limit for Bangor-Base, Kitsap county, WA is $370,400, whereas the FHA limit for a single-family home is $435,850.

Use Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side, aiding your choice of the best program for your finances in .

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2026 Loan Limits and Down Payment Needs in Bangor-Base, Kitsap, WA

Loan Type Loan Limit Down Payment
USDA $370,400 0%
FHA $435,850 3.5%
Conventional $548,250 3%

Options for USDA and FHA Loans in Bangor-Base, WA

Lendersa® aims to quickly connect you with the best USDA or FHA loan options. Choose one of three methods to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or mortgage and is solely available for rural regions. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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