In 2026, the USDA loan limit in Chico, located in Kitsap county, WA is capped at $398,300. In contrast, the FHA limit for a single-family dwelling is $563,500.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates and figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loan options, facilitating your decision on the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Specifications in Chico, Kitsap County, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Chico, WA
Lendersa® aims to get you the best possible USDA or FHA loan effortlessly and swiftly. Choose from three starting paths to find matching lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan does not require any down payment.
3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.
The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
4000 Executive Pkwy, Suite 160, San Ramon, CA, 94583
"Jigsaw Investment Partners was created to provide first in class Real Estate solutions for investors looking to invest in California Real Estate and Borrowers looking to fund their projects. Whether you are looking to borrow or invest money we can provide a solution that fits your needs."
Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans
When you start a credit union from the ground up, you know a few things about trustworthiness, personal service, and good faith. We don’t keep your money in a shoebox anymore. But we are committed to showing those same principles to everyone who works with us today. We want to help people weather life’s storms and celebrate the sunny days with them
Alex Maltez is an independent residential and commercial real estate Broker. Since becoming a REALTOR®, Alex has been an active participant in the San Mateo and San Francisco Association of REALTORS®. Alex has served on the Board of Directors for both association and on numerous committees, including: Legislative, Grievance, Professional Standards.
