USDA and FHA Pro and Con in Chico, Kitsap County, WA
In 2025, the USDA loan limit in Chico, located in Kitsap county, WA is capped at $398,300. In contrast, the FHA limit for a single-family dwelling is $563,500.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates and figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loan options, facilitating your decision on the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Specifications in Chico, Kitsap County, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Chico, WA
Lendersa® aims to get you the best possible USDA or FHA loan effortlessly and swiftly. Choose from three starting paths to find matching lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan does not require any down payment.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Kahoka State Bank received its charter in 1968 and opened the facility at 201 W Commercial Street in Kahoka MO in which the main branch is still located. The current location was at one time the home of the Montgomery Opera House.Kahoka State Bank thrives on providing the upmost friendly, courteous service to our customers & for the entire county.
Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working
New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.
Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
