USDA Vs. FHA your options comparison in Chico, Kitsap County, WA
In 2025, the USDA loan limit in Chico, located in Kitsap county, WA is capped at $398,300. In contrast, the FHA limit for a single-family dwelling is $563,500.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates and figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loan options, facilitating your decision on the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Specifications in Chico, Kitsap County, WA
Loan Type
Loan Limit
Down Payment
USDA
$398,300
0%
FHA
$563,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Chico, WA
Lendersa® aims to get you the best possible USDA or FHA loan effortlessly and swiftly. Choose from three starting paths to find matching lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan does not require any down payment.
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