USDA VS FHA in Chico, Kitsap County, WA

In 2025, USDA loan limit in Chico, county of Kitsap, WA is $398,300 while FHA limit is $563,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chico, county of Kitsap, WA

Loan Type Loan Limit Down payment
USDA $398,300 0%
FHA $563,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Chico, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Global Direct Realty and Lending
  • 17151 Newhope St, Suite 106, Fountain Valley, CA, 92708
  • GD Lending is a full-service mortgage company located in Fountain Valley, California. We specialize in unique special home loans. We also work with clients from the surrounding cities in Orange County. When you need to buy a home or refinance in the area of the zip code of 92708, we can be your mortgage lender and help you realize your dream.
  • GNC Capital
  • 9430 Warner Avenue, Suite C, Fountain Valley, CA, 92708
  • GNC Capital is an Orange County based mortgage broker in Southern California. We want our clients to experience a seamless process when obtaining a mortgage loan. Providing Quality Service through Education and being forthright with full transparency is our business culture. and also financial strategy is tailored for each one of our clients.
  • Choice Home Mortgage
  • 9550 Warner Avenue, Suite 200, Fountain Valley, CA, 92708
  • Choice Home Mortgage is a mortgage broker based in Southern California. Our team of experts will work around the clock to find the best possible rate. We understand that your mortgage is much more then an interest rate. It is your home, your future and your financial security. Make the Right Choice. At Choice Home Mortgage.
  • Optimum First Mortgage
  • 8900 Warner Avenue, Fountain Valley, CA, 92708
  • Optimum First Mortgage! We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.Having funded over 20, 000 loans since our inception, we have solidified ourselves as the low price leader in the lending marketplace. Our reputation speaks for itself with over 3000 positive online reviews
  • Lininger Mortgage
  • 9550 Warner Ave, Suite 250, Fountain Valley, CA, 92708
  • At Lininger Mortgage, we are committed to providing top-notch assistance with originating and processing loans. Established in 2015, we are a loan broker company serving various clients in the California area. Count on our dependable team of licensed loan processors and officers to help you from start to finish.
  • Bryson Team with Centerpointe Real Estate
  • 10061 Talbert Avenue, Suite 345, Fountain Valley, CA, 92708
  • Bryson Team with Centerpointe Real Estate mission to raise $25, 000 for Together We Rise, so for every HomeOwner We Help (Sell A Home), For Every Home Buyer We Help (Find Their Dream Home) Or Mortgage Loan We Process (Refinance, Reverse Mortgage, & Equity Lines), we donate a Large Portion of our Income to TWR.
  • Lending3
  • 17220 Newhope St, Suite 213, Fountain Valley, CA, 92708
  • Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service.We believe in offering our customers with a personalized mortgage experience from beginning to end.Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check.
  • California Business Bank
  • 3200 El Camino Real, Suite 220, Irvine, CA, 92602
  • At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.