In 2025, the USDA loan limit in Bremerton, county of Kitsap, WA, is $398,300, while the FHA limit for a single-family home stands at $563,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA vs. FHA rates. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $398,300 | 0% |
| FHA | $563,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to finding the best USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders and discover USDA loan programs that suit your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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