USDA Loan Vs. FHA loan for Navy-Yard-City, WA [Kitsap County ]

During 2025, the USDA loan limit for Navy-Yard-City, located in Kitsap county, WA, is $370,400. Meanwhile, the FHA limit for a single-family dwelling is $435,850.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Determine the necessary income, credit status, reserves, and documentation required to qualify. Our sophisticated mortgage calculator cleverly displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the ideal program in Alabama for your unique financial circumstances.

Explore USDA and FHA loan options in Navy-Yard-City, WA

The aim of Lendersa® is to swiftly secure the most advantageous USDA or FHA loans for you, hassle-free. Begin with any of three straightforward paths that result in matched lenders and appropriate USDA loan programs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in WA

The USDA home loan is backed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(270) 862-3294 Lender's profile and map Reviews The Cecilian Bank 104 East Main Street, Cecilia, KY, 42724 The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
(270) 351-1414 Lender's profile and map Reviews West Point Bank 600 W. Lincoln Trail Blvd., Radcliff, KY, 40160 West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
(513) 726-6471 Lender's profile and map Reviews Somerville Bank 197 South Main, Somerville, OH, 45064 Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
(502) 255-3287 Lender's profile and map Reviews Bedford Loan & Deposit Bank 45 Highway 42 East, Bedford, KY, 40006 Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
(937) 833-2176 Lender's profile and map Reviews The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(662) 283-3231 Lender's profile and map Reviews Bank of Winona LogoMay22-Ext-4621, Winona, MS, 38967 We were founded in 1885 and are the oldest financial institution serving Montgomery and Carroll County. The bank has been locally owned and operated since its founding. Bank of Winona provides a wide array of services to both businesses and individuals. Full Service Bank. Auto, Mortgage, Personal & Business Loans and Services.
(812) 537-0928 Lender's profile and map Reviews Community Spirit Credit Union 160 Industrial Drive, Lawrenceburg, IN, 47025 Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties. Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts. We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
(419) 862-4115 Lender's profile and map Reviews Materion Federal Credit Union 14710 W Portage River Road, Elmore, OH, 43416 Our mission as a member owned financial institution is to provide high quality personalized financial products and services that are competitive, convenient, and responsive. While holding to our core values, we operate in a manner that assures financial strength and promotes the goals of our membership.
(502) 499-4800 Lender's profile and map Reviews Limestone Bank 2500 Eastpoint Parkway, Louisville, KY, 40223 Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
(800) 798-7228 Lender's profile and map Reviews Rural Cooperatives Credit Union, Inc. 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223 The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
(502) 459-9286 Lender's profile and map Reviews KIT Federal Credit Union 9711 Linn Station Road, Louisville, KY, 40223 KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.