USDA Loan Vs. FHA loan pro & con for Navy-Yard-City, Kitsap County, WA

In 2025, USDA loan limit in Navy-Yard-City, county of Kitsap, WA is $370,400 while FHA limit is $435,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Navy-Yard-City, WA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Washington?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 533-7900 1067 miles Lender's profile and map Reviews American Security Mortgage 108 Ivy Street, San Diego, CA, 92101 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financial needs. Whether you are a first time or seasoned home buyer purchasing your dream home,
(858) 876-4864 1067 miles Lender's profile and map Reviews La Jolla Real Estate Services 925 B Street, Suite 403, San Diego, CA, 92101 At La Jolla Lending, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest
(619) 320-2507 1067 miles Lender's profile and map Reviews United Wholesale Funding 350 10th Ave Ste. 1000, San Diego, CA, 92101 At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,
855-741-0068 1067 miles Lender's profile and map Reviews Griffin Funding 2445 5th Avenue Suite 300, San Diego, CA, 92101 Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
(619) 647-1999 1067 miles Lender's profile and map Reviews RanchoTed 710 W. Ivy St, San Diego, CA, 92101 The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
(619) 264-5611 1067 miles Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
(619) 684-2722 1067 miles Lender's profile and map Reviews Premier Capital Mortgage 2730 Poinsettia Drive, San Diego, CA, 92106 Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
(619) 255-3182 1067 miles Lender's profile and map Reviews Wenhe Mortgage and Realty 2924 Emerson St, Suite 202, San Diego, CA, 92106 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(619) 454-0914 1067 miles Lender's profile and map Reviews Shelter Island Capital 2915 Canon St., San Diego, CA, 92106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 260-1660 1067 miles Lender's profile and map Reviews San Diego Funding 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106 "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
866 211 3344 1067 miles Lender's profile and map Reviews Nationwide Jumbo Construction Loans 422 Rosecrans Street, Suite 14, San Diego, CA, 92106 Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.