During 2025, the USDA loan limit for Navy-Yard-City, located in Kitsap county, WA, is $370,400. Meanwhile, the FHA limit for a single-family dwelling is $435,850.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Determine the necessary income, credit status, reserves, and documentation required to qualify. Our sophisticated mortgage calculator cleverly displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the ideal program in Alabama for your unique financial circumstances.
Evaluate loan offers from a diverse array of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $370,400 | 0% |
| FHA | $435,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly secure the most advantageous USDA or FHA loans for you, hassle-free. Begin with any of three straightforward paths that result in matched lenders and appropriate USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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